if you own multiple credit cards, you would know the pain of remembering the due date and bill amount of each and every card. it often happens that we forget to pay our credit card bills on time due to our hectic life schedules. to make your life easier, CRED is providing you a platform where you can add all your credit cards and manage the bill payments on time. the CRED app also sends you timely alerts on your bill payment due date so that you never miss any payments. also, every time you pay your HSBC credit card bill via the CRED app, you earn reward coins and cashback offers.
there are many other benefits of paying your HSBC credit card bills via the CRED app. you would be glad to know that now you can pay your HSBC credit card bill on CRED and earn exclusive CRED reward coins. by making timely payment of your HSBC credit card bill, you can avoid interest penalties and late payment charges levied by the bank and also earn CRED coins to claim rewards and cashback offers. besides, being on time with your card payments helps to keep you maintain a good credit score.
you can pay your HSBC credit card bill online conveniently through the CRED app. since CRED is a members-only club, you need to register on the app to be able to use it for making your HSBC credit card bill payment. only those individuals who have a credit score of 750 and above can register on the CRED app. you can download the CRED app from the app store of your smartphone. you can check your credit score here.
here’s a step-by-step guide on how to pay your HSBC credit card bill through the CRED app:
net banking: you can pay your HSBC credit card bill via net banking only if you have an HSBC net banking account. log in to your HSBC net banking account, click on credit cards, select the relevant credit card, enter the desired payment amount, and proceed to confirm and pay your HSBC credit card bill online. it’s highly recommended that you clear the complete outstanding bill of your credit card to maintain a good credit rating.
NEFT: if you do not have an HSBC net banking account can use the net banking account of any bank to make an NEFT payment to your HSBC credit card. log in to your net banking account, add HSBC as ‘beneficiary’, enter the desired payment amount, and proceed to make the credit card payment. note that some banks may take 30 minutes to 1 hour to activate the ‘beneficiary’ payment. it’s highly recommended that you pay your credit card bills at least 3 days prior to the due date.
mobile banking: you can add your HSBC credit card on the mobile banking app of HSBC bank to pay your credit card bills online. log in to your mobile banking app, go to ‘credit cards’, select your desired credit card, enter the payment amount, and proceed to authorize the bill payment of your HSBC credit card bill.
auto-pay debit: you can use the net-banking or offline form provided by banks to authorize auto-pay for your HSBC credit card bill every month. you can choose to clear either the total amount due on your card or the minimum amount due on your card each month. on the set date, the bank will automatically deduct the payment amount from your account to pay your credit card bill.
UPI services: you can also use various UPI services to pay your HSBC credit card bill online. some of the most common apps for this purpose include - BHIM, Google Pay, CRED, etc. you just have to create a UPI pin to make the payment.
cash payment: you can visit the nearest HSBC bank branch to pay your credit card bill through cash. you can deposit the cash amount at the credit card bill payment counter of the bank. however, note that you have to pay an additional charge for paying your HSBC credit card bill in cash.
cheque facility: you can write a cheque in favour of your 16-digit HSBC credit card number, desired payment amount, and drop the cheque at the HSBC ATM or designated cheque dropbox.
pay via ATM services: you can also pay your HSBC credit card bill via ATM. for this, you need to have an HSBC debit card. swipe your HSBC debit card at the ATM, select credit card payment from the menu, enter the payment amount, and proceed to pay your HSBC credit card bill via ATM services.
a. to become a member of the CRED community, individuals need to maintain a credit score above 750. those who do not pass the criteria are not shortlisted.
a. CRED allows its members to pay their credit card bills using the app. The app’s focus is to make use of credit card payments faster, easier, and automated. the members also earn CRED coins on every transaction made via the CRED app.
a. CRED coins are reward points that CRED members earn by paying their credit card bills via the CRED platform. it can be used to claim various deals and discounts from premium brands.
a. you can check your credit score report on the CRED app. the app can analyze ups and downs in your credit score and give you suggestions on how to improve your credit score.