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from finding returns on investments to the ideal EMI to pay for your dream car: take the first step towards securing your financial health with the help of these calculators

make the correct investment decision with the online financial calculators

all of us have numerous financial goals like purchasing a car, retirement planning, buying a new home, securing a child's future, and more. so whether you are a regular investor or a seasoned investor, it is very important for you to plan your investments and make a sensible decision with the help of best investment tools such as financial calculators.

we have numerous financial calculators that help you create your own customized investment plan and let you know the maturity value. with these calculators, you can precisely plan your investments and calculate the amount that you need to save, invest or pay. 

listed down are the 5 calculators that will help you secure your financial health and make the right investment decision:

car loan calculator: owning a car is no more a matter of status. moreover, having one provides you and your family the ease of travelling to different places. and, to own one you don’t have to be wealthy or make huge savings. all you have to do is apply for a car loan that can be paid back through equated monthly instalments (emis). with this car loan calculator, you can simply find out the emi amount for your car loan. in this tool, you can enter the loan duration and interest rate to find out the emi amount along with total interest to be paid. 

ppf calculator: launched by the government of India in 1968, public provident fund (ppf) is a long-term tax-deductible scheme that has a lock-in period of 15 years and its current rate of interest is 7.1%. 
so if you are planning to invest in the scheme, you can use the online ppf calculator for calculating complex figures easily. with this handy tool, you can easily calculate the ppf rate of interest and returns that you would get. the online home loan calculator helps you in calculating the home loan emis and choosing the suitable loan tenure. moreover, it provides you with the payment breakup component that includes the principal and interest amount.

emi/personal loan calculator: a personal loan is an unsecured loan that helps in fulfilling your personal requirements like paying your child’s college fee, planning a holiday, buying a car, and more. a personal loan is sanctioned after analysing the income level of the loan applicant, his credit score, and repayment capacity. 
an emi calculator helps you in better financial planning. it calculates the emi amount that you need to pay by providing you the payment breakup component that includes the principal and interest amount. moreover, with an emi calculator, you can conveniently calculate the emi rate for different loans such as a home loan, a personal loan, and a car loan. 

sip calculator: systematic investment plan popularly known as sip allows you to invest a fixed amount of money in a selected mutual funds scheme for pre-defined intervals that could be weekly, monthly or quarterly. 
our online sip calculator helps you in deciding the sip monthly investment amount and its duration. this calculator also helps you in finding out how much you can earn by investing an amount for a specific time duration. all you have to do is fill in the requisite information that includes the monthly investment amount, investment duration, and expected rate of return. 

CRED financial calculators are amongst the best that help you in analysing your budget and simplifying your financial planning.

frequently asked questions

how is emi calculated for a car loan?

a car loan can be calculated with the help of the mathematical formula: 

emi amount = [p x r x (1+r)^n/[(1+r)^n-1];

  • ‘p’ stands for the principal amount
  • ‘r’ stands for the rate of interest
  • ‘n’ is the tenure for loan repayment

is sip tax free?

gains earned after one year by the investments made through sips in equity and balanced mutual fund schemes are treated as long term capital gains and are tax free.

how does a personal loan emi calculator work?

formula used to calculate your personal loan emi is - e = p * r * (1+r) ^n / ((1+r) ^n-1); where

  • e is emi
  • p is the principal loan amount
  • r is the rate of interest 
  • n is the tenure in months

can i repay my home loan early?

you can repay your home early by choosing the loan tenure as short as possible.

what is the interest rate on the ppf loan?


can i withdraw ppf after 5 years?

investors can partially withdraw money from their ppf accounts after five years since the opening of their accounts.