pay your Punjab National Bank (PNB) credit card bills on time through the CRED app and earn exclusive cashback, reward coins, and many other deals and discounts. these are just a few benefits of becoming a member of the online credit card payment platform - CRED.
CRED is one of a kind credit card bill payment apps that not only allows you to manage your multiple credit card accounts under one platform but also rewards you every time you pay your credit card bill on time using the CRED app.
many times it happens that we forget to pay the credit card bill on time. there could be serious consequences of not paying your credit card bill on time. for example, the bank would add late payment charges and interest on overdue bills on the next bill. it may also result in low credit scores. to be safe from all of these issues, the financial experts recommend paying your credit card bills on time. CRED makes this process simplified for you by sending timely alerts on your credit card bill payment.
CRED is a members-only online credit card payment platform. to join CRED club, you should have a credit worth of 750 points and above. when you pay your credit card bills via the CRED platform, you get rewards, CRED coins, cashback offers etc.
here’s a step-by-step guide on how to pay your Punjab National Bank credit card bill through the CRED app:
there are many other online and offline modes of paying your PNB credit card bills, check out some of them below:
PNB credit card online payment options
net banking: if you have Punjab National Bank net banking account, then you can log in, click on credit cards, select the relevant card, enter bill amount and click on proceed to pay your PNB credit card bill online.
NEFT: if you don’t have a PNB net banking account, log in to the net banking account of any bank, add PNB credit card as beneficiary and pay your bill via NEFT facility. note that it may take 30 minutes to 1 hour to activate the ‘beneficiary’ payment.
mobile banking: log in to your PNB mobile app, select the relevant card from the credit cards menu, enter the desired payment amount and proceed to pay your PNB credit card bill through the mobile banking app.
auto-pay debit: use the auto-pay service to debit your PNB credit card bills on a fixed date from your bank account. log in to your net banking account to opt for the autopay option or send an auto debit authorisation form to your bank along with the relevant credit card number.
UPI services: pay your PNB credit card bills through various UPI platforms such as - BHIM, PayTM, Google Pay etc. you can also use UPI to pay your credit card bills on CRED app.
PNB credit card offline payment options
cash payment: visit the nearest PNB bank branch and deposit the cash payment at the counter to clear your Punjab National Bank credit card dues. however, note that PNB will charge a cash payment processing fee on this service.
cheque facility: write a cheque in favour of your 16-digit Punjab National Bank credit card number, fill in desired payment amount, and drop the cheque at the PNB ATM or designated cheque dropbox.
pay via ATM services: to use this service, you need to have a PNB debit card. swipe your PNB debit card at the ATM, select credit cards from the menu, and pay your PNB credit card bill.
a. you can download the CRED app through the play store of your smartphone.
a. yes, you need to register on the CRED app using your mobile number and email ID to become a member of the CRED club and enjoy cashback and rewards on every transaction.
a. yes. only those individuals who have a credit rating of 750 and above can register and become a member of the CRED club.
a. yes, CRED is a free to use credit card bill payment platform. in fact, you get CRED coins, cashback, rewards and deals every time you pay your credit card bill via the app.