download your CRIF credit score report instantly on CRED
CRIF High Mark Credit Information Services is an RBI approved credit rating agency that conducts analysis for the credit rating of corporates and individuals. with its extensive bureau database, CRIF High Mark provides information and analytical solutions to banks, NBFCs, insurance companies, telecom service providers amongst others. the CRIF credit score rating ranges from 300 to 900. a 700+ CRIF credit score is considered good to get a faster credit card or loan approval.
check your CRIF credit score report
a CRIF credit report includes a detailed history of your financial activities, for example:
you need to input the following details on the CRED credit score checker page to download your CRIF credit score report:
you can follow the step-by-step guide provided below to check and download your CRIF credit score report through the CRED app:
CRED CRIF credit score checker is an online credit score checker tool that allows CRED members to check and download their CRIF credit score report for free. a CRIF credit score is a 3-digit numeric expression that represents an individual's creditworthiness. you can use the CRED credit score checker tool to check your CRIF credit score before applying for a credit card application or loan application. the CRIF credit score ranges from 300 to 900 points. The higher the CRIF credit score, the more financially trustworthy a person is considered to be. a CRIF credit score of 700 and above is considered good to get a faster credit card or loan approval.
the CRIF credit score ranges between 300-900. here are the details of the breakup of the CRIF credit score rating range:
credit score range
300 to 579
580 to 699
700 to 739
740 to 799
very good credit
800 to 900
there are 5 important factors that affect your CRIF Credit score:
you can improve your CRIF credit score by maintaining a good credit history. here are a few important tips that will help you increase your CIRF credit score:
no. CRED allows its members to download the CRIF credit score report for free. however, you must become a member of the CRED club to download your CRIF credit score report online through the CRED app.
a CRIF credit score is a record of your credit history that includes information on credit card or loan applications that you have made in the past as well as latest updates related to the history of repayments of your credit card bills, loans, mortgages, and other debts. these records are provided by banks and other lenders on a monthly basis to the credit bureau. using this information, CRIF develops your credit score and report. the CRIF credit score report also contains your personal details such as - name, date of birth, profession, address, PAN number, Aadhaar number etc. however, it does not store information of your savings, investments or fixed deposits.
as per the credit score criteria formulated by CRIF, credit score ranges from 300 to 900. a 700+ CRIF credit score is considered good. the higher the CRIF credit score, the more financially trustworthy a person is considered to be. note that your credit score may differ from one credit rating agency to another, however lenders typically have different score cut offs depending on which bureau is providing the credit score.
CRIF collects your credit history such as history of repaying credit card debts, personal loans and mortgages etc. from the bureau members such as banks and financial organizations to prepare your credit score report.
almost all financial lenders and banks check credit score reports before approving a credit card or loan. hence, building and maintaining a good credit score and creditworthiness is very important for a healthy financial wellness.