get your latest Experian credit score report instantly on CRED
check your Experian credit score report
you only need a few details to check your Experian credit score report. find the list below:
you can follow the steps provided below to check and download your Experian credit score report through CRED app:
CRED credit score checker is a free to use tool to check the credit score report of individuals. a credit score is a 3-digit numeric expression that represents an individual's creditworthiness. you can use the CRED credit score checker tool to check your credit score before applying for a credit card application or loan application. experts recommend having a credit score of above 750 to boost the chances of your credit card/loan application approval.
a credit score usually ranges between 300-900. find the detailed breakup of credit score rating range below:
credit score range
300 to 579
580 to 669
670 to 739
740 to 799
very good credit
800 to 900
a credit score is a numerical representation of your creditworthiness. a credit score report usually ranges between 300 to 900 and helps lenders evaluate your ability to pay back the borrowed amount.
a credit score report contains a detailed information of your credit cards and bill payment history; loan enquiries, type of loans borrowed, date of loan, ongoing loans, loan outstanding amount, EMI repayment history, recorded defaults etc. the report also contains your personal details such as - name, date of birth, profession, address, PAN number, Aadhaar number etc.
as per the credit score criteria formulated by the rating agency Experian, credit score ranges from 300 to 900. so any number higher than 750-800 can be said to have a good credit score. you should pay your credit card bills and EMIs before the due date to improve your credit score.
credit bureaus collect your personal information, credit history, amount borrowed, payment history, recent enquiries from the bureau members such as banks, financial organizations to prepare your credit score report.
a good credit score will help you boost the chances of loan approval as almost all lenders check your credit score report before approving a loan. it might also help you get loans at lower interest rates. if you have a good credit score, the chances of your credit card application approval also increases.
to improve your credit score report you need to pay your credit card bills before the due date and make sure you never miss the deadline of any of the EMIs. most of the time, your loan repayment and credit card payment history affects your credit score rating.
your credit score depends on a lot of factors including - credit card bill payment history, loan repayment history, default (if any) history etc. if you have been paying your credit card bills and EMIs on time, you don't need to worry. but if you have ever defaulted on any of the repayments, your credit score will decrease which may affect your loan application approval.
you can get your credit score report online instantly through the CRED app. visit the app store of your smartphone and download the CRED app. enter your name, mobile number, email ID to download your credit score report for free.
CRED provides free credit score report to individuals. you don't need to pay any fee to download your Experian credit score report online through CRED app.
Experian is a credit rating agency that was established in the year 2010. the company conducts an analysis of companies and individuals for their credit reports. the Experian credit score ranges from 300 to 900. the company only takes 20 days to prepare a detailed credit score report.