Parfait Finance and Investments Private Limited | Borrower |
---|---|
Mr. Vandan Suba (Authorised Signatory) |
1. | Purpose | For personal purposes. | ||||||||||||||||||
2. | Date: | |||||||||||||||||||
3. | Borrower Details: (Name, Gender, Mobile Number, Address) | |||||||||||||||||||
4. | KYC Details | |||||||||||||||||||
5. | Lender’s Details: Name & Registered Address: | Parfait Finance and Investments Private Limited Registered Office: 404, Uphar II CHS, Plot No.5 BHD, Sanjeeva ENC 7 Bungalows, Near Juhu Circle, Mumbai - 400061. | ||||||||||||||||||
6. | CRED Details - Registered address and support email | Dreamplug Technologies Private Limited Corporate Office: CRED, No. 769 and 770, 100 Feet Road, 12th Main, HAL 2nd Stage, Indiranagar, Bangalore 560038 | ||||||||||||||||||
7. | Sanctioned Amount | |||||||||||||||||||
8. | Applicable Rate of Interest | 0% annually when Outstanding Amounts for a particular month are repaid by the Due Date between 0% to 42.5% per annum when the lender offers and the Borrower opts to repay any portion of the disbursed amount by way of EMIs. Specific rate shall be displayed on the CRED App when the Borrower opts to do so. | ||||||||||||||||||
9. | Late Fees |
| ||||||||||||||||||
10. | Penal Interest Rate | 0 - 42.5% per annum | ||||||||||||||||||
11. | Insurance Charges | 0 | ||||||||||||||||||
12. | Payment Frequency | Monthly | ||||||||||||||||||
13. | Tenure | 36 months | ||||||||||||||||||
14. | EMI amount | If the Borrower opts to repay any portion of the disbursed amount by way of EMIs by taking the option (if any) made available by the Lender, the details including, EMI amount, applicable interest rate, number of installments, processing fee and other charges and the repayment schedule shall be made available to the Borrower via CRED App. | ||||||||||||||||||
15. | EMI Date (Due date(s) of repayment) | |||||||||||||||||||
16. | Processing Fee / Charges | 0 - 2.5% | ||||||||||||||||||
17. | NACH / e-NACH Bounce Fee | Nil |