dwell in luxury with American Express Gold card. best credit card offers premium benefits on traveling, dining, lifestyle and more. enjoy exclusive travel deals, and offers on premium hotels in the world. fly that flight, eat that meal - all is possible with AMEX Gold card. you can earn additional rewards and benefits by making your American Express credit card payment on CRED.
read this article to know the benefits of AMEX Gold card along with details of the application, eligibility criteria, and fees and charges.
welcome gift of 4,000 bonus membership reward points
membership reward points
1,000 reward points for the completion of 6 transactions worth inr 1000 or more every month
additional rewards on card renewal
5,000 reward points upon first-year card renewal and payment of annual membership fee.
access to benefits under the hotel collection
20% off on your meal every time you dine at select restaurants
no pre-set limit advantage
charges are accepted based on your spending pattern, credit record, account history and finances (this benefit does not mean that unlimited spending is allowed)
fuel convenience benefits
0% convenience charges on purchase of fuel for transaction less than ₹25,000 and 0.3% convenience charges for transaction above or equal to ₹25,000
secure contactless cards can be used for a purchase of less than ₹2,000
reward point program: gold collection
18 karat gold collection
24 karat gold collection
24/7 assistance regarding your credit card
how do i apply for American Express Gold card?
follow these steps to know how to apply for American Express Gold card:
am i eligible for American Express Gold card?
here are the eligibility criteria for applying for American Express Gold card:
what documents do i require to apply for credit card?
types of charge
₹4,500 + taxes
no charges for 2 supplementary cards and ₹1,500 for each subsequent supplementary card
first year fee: ₹ 1,000 + taxes
late payment charges
5% charge on the outstanding balance which is minimum ₹300
interest rate in case of default
card replacement charges
₹1,000 will be charged if reported after 3 days and nil if reported within 3 days
₹500 will be levied upon transactions over the credit limit
cash advance fees
3.5% of the cash advance amount with a minimum charge of ₹250
foreign currency transaction charge
duplicate statement fee
₹100 per statement for statements older than 3 months
air miles redemption fee
₹250 for redeeming one air mile
the American Express Gold contactless card allows you to use your card easily and conveniently by tapping it to the specially marked AMEX contactless reader. this means that you do not have to enter your personal identification number (PIN) or signature.
no extra charges will be levied for using the contactless feature.
all AMEX cards do not have this feature. if your existing card is eligible for updation, your next renewal or replacement card will contain this feature.
yes, the number of transactions via contactless cards is limited for security purposes.
no, this feature cannot be disabled. you can use your card by swiping it if you do not wish to use the contactless feature.
the contactless machines have a certain range for carrying out the transaction. your card will need to be within 4 centimetres of the contactless terminal for the transaction to take place successfully.
no, you will be able to make a credit card payment of more than ₹2,000 with your AMEX Gold card using the contactless feature. for such transactions, you will have to enter your PIN or signature.
you can withdraw ₹10,000 after every 14 days.
the liabilities arising out of unauthorized usage of AMEX Gold card will be zero if it is reported within 3 working days of the fraud. if it is reported after 3 days, then a maximum liability of ₹1,000 will be levied.
the add-on card fee for AMEX Gold card is ₹1,500.
you can earn membership reward points on all transactions except for fuel, insurance, utilities and cash transactions.
you will one membership reward on every ₹50 spent.