chase your ‘freedom’ of spending more, and saving even more.
going for a movie, or a quick trip to supermarket? keep your HDFC Freedom credit card handy. earn accelerated reward points on movies, groceries, dining and more with one of the best credit cards with a generous reward points program. the most exciting benefit of this card is you can earn up to 3,000 reward points on your birthday. to earn additional rewards and cashback, make your HDFC credit card payment via CRED.
this article will take you through the features and benefits, step-by-step application process, eligibility criteria, and fees and charges of this card.
500 reward points on successful credit card payment of joining fees
fuel surcharge waiver
1% fuel surcharge waiver on all transactions between ₹400-₹5,000
annual expenditure benefit
gift voucher worth ₹1,000 on an annual expenditure of ₹90,000 and above
50 days of interest-free period from the date of purchase
HDFC Freedom credit card can be used for contactless payments, thereby ensuring faster and secured payments
the bank will then verify your details and approve/reject your application depending on the eligibility criteria.
once you have applied for the credit card, you can track the application status online or call the HDFC customer care.
you can also visit the nearest branch of HDFC Bank to apply for HDFC Freedom credit card.
the eligibility criteria for HDFC Freedom credit card is different for both salaried and self-employed individuals:
through contactless payment, you can transfer a maximum of ₹2,000 for a single transaction. if the amount is greater than ₹2,000, you have to enter the credit card PIN to process the transaction.
the GST charged will be 18% of the total expenses.
the reward points can be redeemed for amazing gifts available on HDFC rewards catalogue (100 reward points = ₹15) and you can also redeem reward points for cashback (100 reward points = ₹10) to pay the outstanding amount.
follow the following steps to redeem the reward points using netbanking:
a minimum of 2,500 reward points are required for redemption.
no, the add-on card is free. you can apply for add-on card for your spouse, parents, siblings, or kids above 18 years of age.