who doesn't like saving up on big spends. the HDFC MoneyBack credit card helps save on day-to-day spending by offering high cashback rewards. the best thing about this card is that it gives 100% reward points on online shopping. the reward points accumulated can be redeemed for attractive gifts and air miles. moreover, the card is enabled with a chip which reduces the possibility of misuse and enhances security. does this sound exciting to you? then read on to know all that there is for the card.
security is at the forefront of all credit cards. but the HDFC MoneyBack credit card is equipped with a chip which reduces the possibility of misuse and enhances security, doubling up on security.
gift voucher of ₹500 every quarter on retail transactions of ₹50,000 or more
fuel surcharge waiver
1% fuel surcharge waiver on a minimum transaction of ₹400
moneyback rewards program
2 reward points on every ₹150 you spend
100% reward points on all your online spends
50 days of interest-free period from the date of purchase
embedded with a chip which enhances its security
what does CRED think of the card?
the HDFC MoneyBack credit card is for someone who is always looking for cashbacks on their payments. in addition to this, the card provides the user with vouchers and reward points. a very functional card, this one not only helps you save, but rewards you back on your savings.
recently applied for a HDFC credit card? a quick tip from us to check out CRED before you make your HDFC credit card payment. CRED is an app that offers premium deals and rewards when you make your credit card payment on time. download CRED app now on your iOS or Android device!
how do i apply for the card?
am i eligible?
the eligibility criteria for HDFC MoneyBack credit card is different for both salaried and self-employed individuals:
what are the documents i need to apply?
types of charge
annual membership fee
cash advance fee
2.5% of the amount withdrawn
over limit charge
2.5% of the over limit amount
late payment fee
returned payment charge
2% of the total amount
card replacement charge
rewards redemption fee
interest charged on revolving credit
cash processing fee
the reward points are valid for 2 years from the date of accumulation.
the reward points can be redeemed in 2 ways:
follow the following steps to redeem the reward points using netbanking:
yes, this card can be used as a normal swipe card as it also contains a regular magnetic strip.
you need to have a minimum of 2500 reward points for redemption.
a chip card has an embedded microchip. when you use chip card at places having chip-enabled terminals, the system validates the chip and your transaction is secured.