AU Small Finance Bank credit card bill payment has become more rewarding with the CRED app. with timely payment of your AU Bank credit card bills, you will not only save on late payment fees, interest on the outstanding amounts, etc. but you also earn CRED coins, cashback offers, and various other deals and discounts from the premium brands.
CRED is India’s number one choice when it comes to online credit card bill payment apps. in fact, the app offers a high degree of flexibility in terms of credit card bill payments. the aim of this platform is to make credit card bill payments easier, faster, and rewarding for each and every member of the CRED club.
CRED membership is only for those individuals who have a credit score of 750 and above. you can check your credit score on the CRED app.
paying AU Bank credit card bills through the CRED app is very simple and secure. you can simply follow the steps provided below to pay your AU Bank credit card bill via the CRED app:
net banking: if you have a net banking account with AU Small Finance Bank Limited, you can log in to your net banking account, select the relevant AU Bank credit card from the menu, enter the bill amount, and proceed further to pay your AU Bank credit card bill.
auto-pay: if you often forget the due date of your credit card bill payment, then it’s better to set an auto-pay mandate to pay your bills automatically. you can log in to your bank account to set a mandate for auto-pay against your AU Bank credit card. you need to select the payment amount (outstanding or minimum due), payment date, and authorize your bank to auto-deduct the credit card bill every month.
mobile app: you can use AU Bank mobile app for your credit card bills. you can download the AU Bank app from the app store of your device. log in to your AU Bank app, tap on the ‘credit cards’ section, select your relevant credit card from the options, enter the due amount and click on ‘pay’ to confirm your payment.
NEFT (national electronic funds transfer): if you don’t have an AU net banking account, you pay your AU Bank credit card bill via the net banking account of any other bank using the NEFT facility. but to make the NEFT fund transfer, you need to add your AU Bank credit card as ‘payee/beneficiary.
UPI (unified payments interface): you can pay your AU Bank credit card bills via UPI. to pay your AU Bank credit card bills via UPI, you need to create a UPI ID first. once you have the UPI ID, log in to your mobile banking app, click on the bill payment option, and select the ‘credit cards’ option. next, enter your AU Bank credit card details, desired payment amount, and pay your credit card bill.
BillDesk: you can use the Billdesk service to pay your AU Bank credit card bills. you have to visit the AU Bank credit card BillDesk portal, enter your 16-digit AU Bank credit card number, payment amount, select the payment option and proceed further to complete your credit card bill payment.
cash payment: to pay your AU Bank credit card bill through cash, you need to visit the nearest AU Bank branch and deposit the payment at the credit card bill payment counter. however, note that for cash payments, AU Bank charges a processing fee.
cheque payment: write a cheque in favour of your AU Bank card number, fill in the payment amount, and drop the cheque at the ATM or designated cheque dropbox to pay your AU Bank credit card bill.
ATM funds transfer: to pay your AU Bank credit card bill via ATM funds transfer, you must have an AU Bank debit card. swipe your AU Bank debit card at an ATM, select ‘credit card payment’ from the menu and follow the instructions to pay your AU Bank credit card bill.
payment mode | processing time |
---|---|
net-banking | same day |
mobile app | same day |
NEFT | 1 working day |
RTGS | 1 working day |
UPI | instantly |
AU Bank BillDesk | 2 to 3 working days |
cash | same day |
cheque | up to 2 days for the AU Bank cheque. |
ATM fund transfer | same day |
a. CRED is a members-only credit card bill payment app that rewards its members for paying their credit card bills via the CRED app.
a. yes. to become a member of the CRED club, you need to have a credit score of more than 750.
a. when you pay your credit card bills via the CRED app, you earn CRED coins which can be used to claim cashback, deals, and discounts on premium brands.
a. CRED is a credit card bill payment app that helps users manage their multiple credit cards under one platform. it aims at making credit card payments easier, automated, and instant. members also get to earn CRED coins on every bill payment made via the app.