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instant Canara Bank credit card bill payments

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Canara Bank credit card payment

pay Canara Bank credit card bill via CRED to earn big

Canara Bank credit card bill payment via the CRED app is one of the most convenient ways to pay your credit card bills instantly and earn exciting rewards. when you make the Canara Bank credit card payment online via the CRED app you earn CRED coins which can be used to claim exclusive deals and discounts from premium brands. 
if you are looking for one of the easiest ways to make your Canara Bank credit card payment, then the CRED app is the right choice for you. however, since CRED is a members-only club, you have to first register on the app to win exclusive rewards and prizes. 
when you pay your Canara Bank credit card bill via the CRED app, you can win up to 100% cashback and other exclusive deals and discounts. you can manage multiple credit cards under one platform and win exciting prizes every day. 
Canara Bank credit card has many benefits, for example, you can use it to increase your purchasing power; you can shop in easy EMIs; and in case of an emergency, you also have an option to withdraw cash instantly.  
however, the Canara Bank credit cards come with the responsibility of paying your credit card bills on time. if you pay your Canara Bank credit card bill post the due date, the bank will charge a late payment fee along with penalty interest on the overall outstanding amount. it may also decrease your credit score and you may find it difficult to get loan application approvals in the future.

why pay your Canara Bank credit card bill via the CRED app?

you should pay your Canara Bank credit card bills via the CRED app as it has multiple benefits, such as -

  • instant process of your Canara Bank credit card bill payment
  • flexible payment options - net banking/debit card/BHIM/UPI
  • earn CRED coins every time you pay your credit card bill via the CRED app
  • use CRED coins to claim exclusive deals and discounts from premium brands

how to pay the Canara Bank credit card bill via the CRED app?

since CRED is a members-only club, you need to register first. individuals having a credit score of 750 and above can only become a member of this exclusive community. check your credit score on CRED.
visit the ‘Play Store’ or ‘App Store’ of your smartphone to download and install the CRED app. next, enter your mobile number and email ID and verify through OTP to become a CRED member. 

follow the step-by-step guide provided below to pay your Canara Bank credit card bill online via the CRED app:

  • open the CRED app and log in to your account 
  • add your Canara Bank credit card under the ‘cards’ section 
  • next, click on your Canara Bank credit card, enter the due amount and click on ‘pay’
  • select the payment options from the list - net banking, debit card, UPI, digital wallet, etc.
  • follow the rest of the instructions to complete your Canara Bank credit card bill payment. 

other options to pay Canara Bank credit card bills

Canara Bank credit card bills can be paid via various online and offline modes depending on your choice. here are some of the most commonly used payment methods: 

  • net banking: login to the net banking account of Canara Bank, go to the ‘credit cards’ section, pick the relevant credit card from the menu, enter the due amount and proceed to pay your Canara Bank credit card bill.  
  • NEFT: those who don’t have a Canara Bank net banking account can use the net banking services of any other bank to pay Canara Bank credit card bills via NEFT. to use this service, first add your Canara Bank credit card as payee/beneficiary and proceed to make an NEFT fund transfer.  
  • BillDesk: visit the BillDesk website, enter your Canara Bank credit card number, enter the bill amount and then select the account from where you want to make your credit card bill payment.
  • mobile banking app: you can also log in to your Canara Bank mobile banking app to pay your Canara Bank credit card bill payment online. 
  • BHIM/UPI: you can also use the BHIM/UPI platform to pay your Canara Bank credit card bills. you need to enter your Canara Bank credit card details, due amount, bank account details through which you want to pay your bill, and then enter your UPI pin to approve the transaction.
  • Bank branch: to pay your Canara Bank credit card bill through cash, visit the Canara Bank branch and deposit the cash at the credit card payment counter. note that you have to pay a processing fee for using this service. 
  • pay through cheque: write a cheque in favour of your Canara Bank credit card number, enter the overall due amount/minimum due amount and drop the cheque at the nearest ATM or cheque dropbox. it may take up to 3 working days to process the payment through this mode. 
  • pay through ATM: if you have a Canara Bank debit card, you can swipe your debit card at the nearest ATM and then select credit card payment from the menu. follow the rest of the instructions to pay your Canara Bank credit card bill offline. 
  • call customer care: if you have a Canara Bank account, you can use the IVR services to pay your Canara Bank credit card bill. 

payment mode

processing time

net-banking

same day

mobile app

same day

NEFT

1 working day

RTGS

1 working day

UPI

instantly

Canara Bank BillDesk

2 to 3 working days

cash

same day

cheque

up to 2 days for the Canara Bank cheque.
3-5 days for other banks' cheques.

ATM funds transfer

same day

FAQs: Canara Bank credit card payment

q. why should i use CRED to pay my Canara Bank credit card bills?

a. you should pay your Canara Bank credit card bills via the CRED app to earn CRED coins, cashback, deals, and discounts. 

q. what will happen if i don’t pay my Canara Bank credit card bill on time?

a. if you don’t pay your Canara Bank credit card bill due on time, the bank would impose late payment charges along with penalty interest on the overall outstanding amount. it will also decrease your credit ratings.

q. is the CRED app free?

a. yes, the CRED app is absolutely free and anyone can register on the CRED app to become a member of the club.

q. do i need to pay to become a CRED club member?

a. no, you don’t need to pay any charges to become a member of the CRED club. just download the CRED app and your smartphone and register by verifying your mobile number and email address.