paying your Citibank credit card bill on time will save you from late payment fees, interest on the outstanding amounts, etc. but paying your Citibank credit card via the CRED app will not only cover the above benefits but you also earn CRED coins, cashback, deals, and discounts from premium brands.
CRED is one of the best credit card bill payment platforms available in India. in fact, the CRED app offers a high degree of flexibility when it comes to credit card bill payments. CRED aims at making credit card bill payments easier, faster, and rewarding for each and every member of the CRED club.
paying Citibank credit card bills on the CRED app is simple and secure. follow the steps provided below to pay your Citibank credit card bill via the CRED app:
paying your credit card bills on or before the payment due date is very important to maintain a good credit score. you can check your credit score on CRED to obtain a detailed credit score report.
Citibank credit card payment: online methods
net banking: if you have a net banking account with Citibank, you can log in to your account, select the relevant credit card, select or enter the desired amount you wish to pay, and confirm your transaction. your Citibank credit card bill will be paid instantly.
auto-pay: if you are someone who often forgets the credit card bill payment due date, you can use the auto-pay facility. you need to select the payment amount (outstanding or minimum due), payment date, and authorize your bank to auto-deduct the credit card bill every month. the bank automatically deducts the amount once the bill gets generated.
mobile app: you can use Citibank mobile app for your credit card bills. you can download the Citibank app from the app store of your device. log in to your Citibank app, tap on the ‘credit cards’ section, select your relevant credit card from the options, enter the due amount and click on ‘pay’ to confirm your payment.
NEFT (national electronic funds transfer): if you don’t have a Citibank net banking account, you pay your Citibank credit card bill via the net banking account of any other bank using the NEFT facility. but to make the NEFT fund transfer, you need to add your Citibank credit card as ‘payee/beneficiary’.
UPI (unified payments interface): you can pay your Citibank credit card bills via UPI. to pay your Citibank credit card bills via UPI, you need to create a UPI ID first. once you have the UPI ID, log in to your mobile banking app, click on the bill payment option, and select the ‘credit cards’ option. next, enter your Citibank credit card details, desired payment amount, and pay your credit card bill.
BillDesk: Billdesk is a payment gateway through which you can pay your Citibank credit card bills. all you have to do is:
cash payment: to pay your Citibank credit card bill through cash, you need to visit the nearest Citibank branch and deposit the payment at the credit card bill payment counter. however, note that for cash payments, Citibank charges a processing fee.
cheque payment: write a cheque in favour of your Citibank card number, fill in the desired payment amount, and drop the cheque at the ATM or designated cheque dropbox to pay your credit card bill.
ATM funds transfer: to pay your Citibank credit card bill via ATM funds transfer, you must have a Citibank debit card. swipe your Citibank debit card at an ATM, select ‘credit card payment’ from the menu and follow the instructions to pay your Citibank credit card bill.
a. CRED is a members-only credit card bill payment app that rewards its members for paying their credit card bills via the CRED app.
a. yes. to become a member of the CRED club, you need to have a credit score of more than 750.
a. when you pay your credit card bills via the CRED app, you earn CRED coins which can be used to claim cashback, deals, and discounts on premium brands.
a. CRED is a credit card bill payment app that helps users manage their multiple credit cards under one platform. it aims at making credit card payments easier, automated, and instant. members also get to earn CRED coins on every bill payment made via the app.