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instant Indian Bank credit card bill payments

complete your first payment on CRED to earn ₹200 cash-back
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pay Indian Bank credit card bill via CRED

pay your Indian Bank credit card bills via the CRED app to earn CRED coins and claim never seen before deals and discounts on premium brands. paying your Indian Bank credit card bills on time is very important to avoid late payment charges and interest penalties. the interest charged by the banks on delayed credit card payments is very high and it’s always advised to pay your bills before the due date. 
CRED can send you timely alerts on your Indian Bank credit card due date so that you never miss your credit card bill payment. all you have to do is become a member of the CRED club and use the CRED app to pay your Indian Bank credit card bills. 
paying your Indian Bank credit card bills on time will also help you in maintaining a good credit score, which in turn will help you get better loan offers and card upgrades from the Indian Bank.
CRED is a members-only credit card payment platform that rewards members with CRED coins on every credit card payment made via the app. to become a member of the CRED club, you need to have a credit score of 750 and above. you can check your credit score here

how to become a member of the CRED club?

you can download the CRED app from the app store of your smartphone. after installing the CRED app, open the app and enter your mobile number, email ID to register. verify your details through OTP received on your mobile number and email ID to become a member of the CRED club.

how to make Indian Bank credit card bill payment online via the CRED app?

credit card payments made via the CRED app are processed instantly, hence, you can rest assured that your Indian Bank credit card bill payment will be credited on time. however, it’s advised that you should pay your credit card bills at least 3 days before the due date to avoid any chances of delayed payment. every time you pay your Indian Bank credit card bill via the CRED app, you win CRED coins and also stand a chance to earn cash back, deals, and discounts.

follow the steps provided below to make Indian Bank credit card payment via the CRED app

  • open the CRED app on your smartphone and log in to your account
  • click on ‘cards’ and add your Indian Bank credit card details to list your Indian Bank credit card on the CRED app
  • if the card is already added, just tap on your Indian Bank credit card
  • on the screen, you would be able to see the Indian Bank credit card payment due date, bill amount
  • click on the ‘pay’ link
  • select the payment method from the options provided and follow the rest of the instructions to complete your Indian Bank credit card bill payment 

other ways to pay your Indian Bank credit card bills

Indian Bank credit card payment online methods

net banking: you can pay your Indian Bank credit card bill via net banking if you have an Indian Bank net banking account. log in to your Indian Bank net banking account, select the relevant card from the ‘credit cards’ section, enter the desired amount, and click on ‘proceed’ to pay your Indian Bank credit card bill online. 

NEFT: you can use the NEFT service if you don’t have an Indian Bank net banking account. log in to the net banking account of any bank, add your Indian Bank credit card number as ‘payee/beneficiary’ and make an NEFT fund transfer to pay your Indian Bank credit card bill online. 

mobile banking: open the Indian Bank mobile banking app and select your Indian Bank credit card from the cards menu. enter the credit card bill due amount as per the statement generated by the Indian Bank and proceed to pay your bill.

BillDesk: open BillDesk website, select Indian Bank credit card payment, select the desired payment option - net banking/debit card/UPI, etc. and enter the credit card bill amount to proceed with the payment. 

automatic deduction: you can raise an auto-pay request for your Indian Bank credit card payment through net banking or by sending the authorization form to your bank. once you confirm the auto-debit, the said amount will be deducted on its own from your account regularly each month.  

Indian Bank credit card payment offline

cheque payment: you can write a check in favour of your Indian Bank credit card number, fill in the bill amount and drop it at the designated ATM or cheque drop box centre. you can also submit the cheque directly by visiting the Indian Bank branch and submit it at the bank’s credit card bill payment counter. 

cash payment: visit the Indian Bank branch and submit cash payment at the credit card bill payment counter to pay your Indian Bank credit card bill in cash. note that you will have to pay a processing charge for using the cash payment service.   

via ATM: you can use this payment service only if you have an Indian Bank debit card. visit Indian Bank ATM, swipe your debit card, select credit card payment from the menu, choose the card, money to be paid, and proceed to confirm the payment. 

payment mode

processing time

net banking

same day

mobile app

same day

NEFT

1 working day

RTGS

1 working day

UPI

instantly

Indian Bank BillDesk

2 to 3 working days

cash

same day

cheque

up to 2 days for the Indian Bank cheque.
3-5 days for other banks' cheques.

ATM funds transfer

same day

FAQs: Indian Bank credit card payment

q. why pay your Indian Bank credit card bill via CRED?

a. you should pay your Indian Bank credit card bills via the CRED app to earn CRED coins, cashback, deals, and discounts.

q. why is it important to pay credit card bills on time?

a. if you don’t pay your credit card bills on time, the bank would impose late payment charges along with penalty interest on the overall outstanding amount. your credit score will also decrease.

q. is the CRED app free?

a. yes, the CRED app is absolutely free and anyone who has a credit score of 750 and above can register on the CRED app to become a member of the club.

q. do i need to pay any fee to become a CRED club member?

a. no, you don’t need to pay any charges to become a member of the CRED club. just download the CRED app on your smartphone and register by verifying your mobile number and email address.