make your Jammu and Kashmir Bank credit card bill payment on time through the CRED app and earn cashback, reward coins, and many other deals and discounts. these are only a few advantages of joining this exclusive community of the online credit card payment platform - CRED.
CRED is a unique credit card bill payment app that not only provides the convenience of instant payment but also offers advantages of cashback and exciting reward benefits. the CRED app also allows you to manage multiple credit cards under one platform, thus simplifying the usage and bill payments of credit cards.
sometimes we forget to pay our credit card bills on time. and this simple mistake leads to serious consequences, such as. late payment fees, penalty interest on overall bill amount, bad credit report, etc. all these can hamper your chances of getting loan approvals and better interest rates from financial lenders in the future.
to make your credit card usage more rewarding, you are recommended to use the CRED app. the CRED app sends timely alerts on your smartphone so that you never miss the credit card bill payment date. also, when you pay your J&K Bank credit card bills via the CRED app, you earn CRED coins that can be used to claim cashback offers and various other deals and discounts.
CRED is a members-only credit card payment platform. to become a member of this exclusive club, you must have a credit score of 750 and above. you can check your credit score on the CRED app.
you can download and install the CRED app from the app store of your smartphone. register using your mobile number, email address, and enter the OTP received on your registered mobile number and email ID to verify your details. once you become a member of the CRED club, you can add your J&K Bank credit card under the ‘cards’ section to manage your credit card, pay bills, etc.
you can follow the step-by-step guide provided below to make your Jammu and Kashmir Bank credit card bill payment through the CRED app:
there are many other online and offline modes of paying your Jammu and Kashmir Bank credit card bills, check out some of them below:
J&K Bank credit card payment online options
net banking: if you have a Jammu and Kashmir Bank net banking account, then you can log in to your account, click on credit cards, select the relevant card, enter the bill amount and click on proceed to pay your J&K Bank credit card bill online.
NEFT: if you don’t have a J&K Bank net banking account, log in to the net banking account of any other bank, add your J&K Bank credit card as beneficiary and pay your bill via the NEFT facility.
mobile banking: login to your J&K Bank mobile app, select the relevant card from the credit cards menu, enter the desired payment amount and proceed to pay your J&K Bank credit card bill through the mobile banking app.
auto-pay debit: set the authorization for auto pay of your J&K Bank credit card by logging into your net banking account or by sending the standing instruction to your bank for auto-debit. you can choose to pay overall due or minimum due and set the date for the auto-debit. the bank will auto-debit from your account to clear your J&K Bank credit card bill every month.
UPI services: pay your J&K Bank credit card bills through various UPI platforms such as - BHIM, Paytm, Google Pay etc. you can also use UPI to pay your J&K credit card bills via the CRED app.
J&K Bank credit card payment offline options
cash payment: visit the nearest J&K Bank branch and deposit the cash payment at the counter to clear your Jammu and Kashmir Bank credit card dues. however, note that the bank will charge a cash payment processing fee for this service.
cheque facility: write a cheque in favour of your 16-digit Jammu and Kashmir Bank credit card number, fill in the desired payment amount, and drop the cheque at the J&K Bank ATM or designated cheque dropbox.
pay via ATM services: to use this service, you need to have a J&K Bank debit card. swipe your J&K Bank debit card at the ATM, select credit cards from the menu, and pay your J&K Bank credit card bill.
1 working day
1 working day
J&K Bank BillDesk
2 to 3 working days
up to 2 days for the J&K Bank cheque.
ATM fund transfer
a. you can download the CRED app through the play store of your smartphone.
a. yes, you need to register on the CRED app using your mobile number and email ID to become a member of the CRED club and enjoy cashback and rewards on every transaction.
a. yes. only those individuals who have a credit rating of 750 and above can register and become a member of the CRED club.
a. yes, CRED is a free-to-use credit card bill payment platform. in fact, you get CRED coins, cashback, rewards, and deals every time you pay your credit card bill via the app.