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instant PMC Bank credit card bill payments

complete your first payment on CRED to earn ₹200 cash-back
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pay PMC Bank credit card bill via CRED to earn big

Punjab and Maharashtra Cooperative Bank (PMC Bank) credit card bill payment can help you earn up to 100% cash-back if you pay your bill via the CRED app. if you are looking for one of the most convenient ways to make your PMC Bank credit card payment, then the CRED app is the right choice for you. 
CRED is one of the most rewarding platforms when it comes to credit card bill payment, every time you pay your PMC Bank credit card payment online via the CRED app, you also stand a chance to win CRED reward coins which you can use to claim exclusive deals and discounts from premium brands. CRED also allows you to manage multiple credit cards under one platform and win exciting offers every day. 
PMC Bank credit cards have many benefits, for example, you can increase your purchasing power; you can repay in easy EMIs; in case of emergency, you can withdraw cash instantly, earn reward points, etc. however, if you don’t pay your PMC Bank credit card bill on time, the bank will impose late payment charges along with penalty interest on the overall outstanding amount. it may also decrease your credit score and you may find it difficult to get loan application approvals in the future.  

why make PMC Bank credit card bill payments via the CRED app?

paying your Punjab and Maharashtra Cooperative Bank credit card bills via the CRED app has multiple benefits. check out some of them listed below:

  • instant process of your PMC Bank credit card bill payment
  • flexible payment options - net banking/debit card/BHIM/UPI
  • earn CRED coins on every transaction
  • use CRED coins to claim exclusive deals from premium brands

how to make PMC Bank credit card payments via the CRED app?

follow the steps provided below to pay your PMC Bank credit card bill online via the CRED app:

  • if you haven’t installed the CRED app on your smartphone, visit ‘Play Store’ or ‘App Store’ to download and install the CRED app
  • complete registration by entering your mobile number and email ID to become a CRED member
  • once you have registered on CRED, log in to your account and add your PMC Bank credit card under the ‘cards’ section 
  • next, click on your PMC Bank credit card, enter the due amount and click on ‘pay’
  • select the payment options from the list - net banking, debit card, UPI, digital wallet, etc. 
  • follow the rest of the instructions to complete your PMC Bank credit card bill payment. 

other options to pay PMC Bank credit card bills

Punjab and Maharashtra Cooperative Bank credit card bills can be paid via various online and offline channels depending on your choice. here are some of the most commonly used payment methods below: 

PMC credit card payment online

  • net banking: you can log in to the net banking account of your Punjab and Maharashtra Cooperative Bank, choose the relevant PMC credit card from the ‘cards’ section, enter the due amount and proceed with the online payment. 
  • NEFT: if you don’t have a PMC Bank savings account, you can use the net banking services of any other bank to pay your PMC Bank credit card bill via NEFT. you need to first add your PMC Bank credit card as ‘payee’ to make the NEFT fund transfer.  
  • BillDesk: you can also visit the BillDesk website, enter your PMC Bank credit card details, and then select the account from where you want to make your credit card bill payment.
  • mobile banking app: you can also log in to your PMC Bank mobile banking app to make the credit card bill payment on time. 
  • BHIM/UPI: you can also use the BHIM/UPI platform to pay your PMC Bank credit card bills. you need to enter your PMC Bank credit card details, due amount, bank account details through which you want to pay your bill and then enter your UPI pin, and approve the transaction to pay your PMC Bank credit card bill. 

PMC credit card payment offline

  • Bank branch: visit the PMC Bank branch and deposit the PMC Bank credit card bill outstanding amount/minimum due amount at the credit card payment counter. note that you have to pay a processing fee for using this service. 
  • pay through cheque: write a cheque in favour of your PMC Bank credit card number, enter the overall due amount/minimum due amount and drop the cheque at the nearest ATM or cheque dropbox. it may take up to 3 working days to process the payment through this mode. 
  • pay through ATM: if you have a PMC Bank debit card, you can swipe your debit card at the nearest ATM and then select credit card payment from the menu. follow the rest of the instructions to pay your PMC Bank credit card bill offline. 
  • call customer care: if you have a PMC Bank account, you can use the IVR services to pay your PMC Bank credit card bill. 

payment mode

processing time

net banking

same day

mobile banking

same day

NEFT

1 working day

RTGS

1 working day

UPI

instantly

PMC BillDesk

2 to 3 working days

cash

same day

cheque

up to 2 days for the PMC Bank cheque.
3-5 days for other banks' cheques.

ATM funds transfer

same day

FAQs: PMC Bank credit card payment

q. why pay your PMC Bank credit card bill via CRED?

a. you should pay your PMC Bank credit card bills via the CRED app to earn CRED coins, cashback, deals, and discounts. 

q. what will happen if i don’t pay my PMC Bank credit card bill on time?

a. if you don’t pay your PMC Bank credit card bill due on time, the Bank would impose late payment charges along with penalty interest on the overall outstanding amount. it will also decrease your credit ratings.

q. is the CRED app free?

a. yes, the CRED app is absolutely free and anyone can register on the CRED app to become a member of the club.

q. do i need to pay to become a CRED club member?

a. no, you don’t need to pay any charges to become a member of the CRED club. just download the CRED app and your smartphone and register by verifying your mobile number and email address.