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South Indian Bank credit card bill payment

pay your South Indian Bank credit card bill on CRED to earn exciting rewards

South Indian Bank credit card payment can be rewarding with CRED. yes, you heard right. CRED offers cashback benefits and reward coins on every credit card bill payment. you can download the CRED from the app store today and start your South Indian Bank credit card bill payments online via the CRED app to earn exciting reward points.

CRED helps you pay your South Indian Bank credit card bill on time

paying your South Indian Bank credit card bill on or before the due date is very important to avoid late payment charges and penalty interest. every time you miss a credit card bill payment due date, your credit score decreases and you may find it difficult to get loan application approvals in the future. 
when you register your South Indian Bank credit card on the CRED app, you get bill payment alerts on your smartphones as the due date approaches. you can also manage multiple credit cards on the CRED app. 
here are the top 5 reasons why you should use CRED to make your South Indian Bank credit card payment online:

5 reasons to pay your South Indian Bank credit card bill payments via CRED app

#1. it's rewarding: when you pay your South Indian Bank credit card bills via the CRED app you not only reap the benefits of timely payment but also earn CRED coins, cashback, and other benefits. 

#2. it's safe: your South Indian Bank credit card payments made via the CRED app are absolutely safe and you can rest assured that no one can hack your personal data on this platform.

#3. it's easy to use: the user interface of the CRED app is very simple and anyone can access the platform easily. you just have to register on CRED using your mobile number, email ID, add your South Indian Bank credit card number and you are set to pay your credit card bills online.

#4. flexible payment options: CRED offers flexible payment methods. you just have to select your South Indian Bank credit card for which you want to initiate the payment, enter the bill amount and then choose from the given payment options i.e., UPI, debit card, or net banking to proceed with the payment.

#5. credit card offers: it's difficult to find all the offers and discounts on your credit cards under one roof. but with CRED you can scroll through all the offers and discounts available for your selected cards at your fingertips.  

what are the documents required to register your credit card on the CRED app? 

credit card payment on CRED is very simple and you don't need many documents. before making your South Indian Bank credit card payment online on CRED, make sure you have the following details:

  • registered mobile number and email ID
  • credit card number and expiry
  • name printed on credit card
  • credit card bill statement to check the bill amount
  • active net banking/debit card/UPI account to make a credit card payment

how to pay the South Indian Bank credit card bill via CRED?

  • download and install the CRED app on your smartphone
  • open the CRED app and enter your mobile number and email ID to register
  • next, add your South Indian Bank credit card details to activate payment services
  • select your South Indian Bank credit card
  • enter the bill amount and click on the ‘pay’ link
  • select the payment mode i.e., net banking/debit card/UPI/BHIM
  • follow the rest of the instructions to complete the transaction
  • once your South Indian Bank credit card bill payment is processed, you will receive CRED coins in your account that you can use to claim benefits and offers.

other methods to make South Indian Bank credit card payment online

net banking: you can log in to your South Indian Bank net banking account, click on cards, then select your credit card, enter the due amount and make the online payment. 

NEFT: if you are making your credit card bill payment from a non-South Indian Bank account, you need to make the fund transfer using NEFT. add your South Indian Bank credit card as the beneficiary. log in to your net banking account, select fund transfer, then select NEFT. choose your South Indian Bank credit card from the beneficiaries list, enter payment amount and proceed to make your South Indian Bank credit card payment online. 

BillDesk: visit BillDesk website, enter your South Indian Bank credit card details, and then select the bank from where you want to make the credit card bill payment and proceed to make the South Indian Bank credit card bill payment.

mobile banking/South Indian Bank app: you can also log in to your South Indian Bank mobile banking app to make your credit card bill payment. 

BHIM/UPI: to make your credit card bill payment, enter card details, due amount, bank account details through which you want to pay your bill, and your UPI pin, and your payment will be processed. 

South Indian Bank credit card bill payment offline

cash payment: it is one of the simplest ways of making South Indian Bank credit card bill payments offline. just deposit the cash at the South Indian Bank cash payment counter but note that the bank will charge a processing fee for this service. 

cheque payment: fill in the credit card number and other details, then drop the cheque at the nearest South Indian Bank ATM or cheque dropbox. it may take 3 days to process the payment through this mode. 

pay through ATM: for this, you need to have a debit card from South Indian Bank. swipe your South Indian Bank debit card at the ATM and then select credit card payment from the menu. follow the instructions to complete the payment process. 

payment mode

processing time

net banking

same day

mobile app

same day

NEFT

1 working day

RTGS

1 working day

UPI

instantly

South Indian Bank BillDesk

2 to 3 working days

cash

same day

cheque

up to 2 days for the South Indian Bank cheque.
3-5 days for other banks' cheques.

ATM fund transfer

same day

FAQs: South Indian Bank credit card payment

q. what payment options can i use to make South Indian Bank credit card bill payments via CRED?

a. you can use your net banking/debit card/UPI account to make your South Indian Bank credit card payments online via the CRED app.

q. how does CRED make sure i don't miss my South Indian Bank credit card payment due date?

a. once you register your South Indian Bank credit card details on CRED, it automatically sends an alert on your smartphone and email ID when the credit card bill statement is generated.

q. when should i pay my credit card bill?

a. once you make a credit card bill payment, it may take up to 2 days for the payment to reflect on your account. hence, it is highly recommended that you pay your credit card bill in full 2-3 days prior to the due date to avoid late payment charges and interest on the outstanding amount.

q. can i pay my South Indian Bank credit card bill in advance?

a. yes, you can pay your South Indian Bank credit card bill in advance. the advance amount will be reflected as a negative account balance in your next credit card statement which means the bank owes you money and you can use this amount in the future anytime.