Tamilnad Mercantile Bank (TMB) credit card payments if paid through the CRED app can give you up to 100% cashback and a chance to earn various deals and discounts on premium brands. every time you make your TMB credit card bill payment through the CRED app, you earn exclusive CRED coins that can be used to claim various rewards on the CRED app.
paying your TMB credit card bill on time is itself a reward as it keeps you safe from the extra burden of late payment fees as well as penalty interest on the overall bill amount. if you default on your TMB credit card bill payments, your credit score also decreases and you may find it difficult to get loan approvals in the future.
if you become a member of the CRED club and list your TMB credit card on the app, you get timely alerts on your smartphone about the due date of your TMB credit card. with the help of the CRED app, you will now be able to pay your TMB credit card bills on time. also, every time you pay your TMB credit card bill through the CRED app, you earn rewards points that can be used to get exciting deals and discounts.
CRED is a members-only credit card payment platform and to join this exclusive club, you need to have a credit score of 750 and above. you can check your credit score on the CRED app.
download and install the CRED app from the app store of your smartphone. enter your email ID and mobile number to register and become a member of the CRED club.
here’s a step-by-step guide for paying your TMB credit card bill through the CRED app:
there are many ways of paying your TMB credit card bills online and offline. check out some of them below:
Tamilnad Mercantile Bank credit card payment online
net banking: if you have a net banking account with the Tamilnad Mercantile Bank, then log in to your account, click on credit cards, then select the relevant TMB credit card, enter the bill amount and click on proceed to pay your TMB credit card bill online.
NEFT: if you don’t have a net banking account with the Tamilnad Mercantile Bank, log in to the net banking account of any bank, add your TMB credit card as payee/beneficiary and pay your bill via the NEFT facility.
mobile banking: login to your Tamilnad Mercantile Bank mobile banking app, select the relevant TMB credit card from the credit cards menu, enter the payment amount and proceed to pay your TMB credit card bill through the mobile banking app.
auto-pay debit: you can authorize the bank to debit the overall due or minimum due amount on your TMB credit card every month by selecting the autopay option. you can use your net banking account to set the autopay or you can fill in an authorization form and send it to your bank.
UPI services: you can also use UPI services to pay your TMB credit card bills. various UPI platforms such as - BHIM, Paytm, Google Pay, etc. offer this payment facility. you can also use UPI to pay your credit card bills on the CRED app.
Tamilnad Mercantile Bank credit card payment offline
cash payment: to pay your TMB credit card bill via cash deposit, visit the nearest branch of Tamilnad Mercantile Bank and deposit the cash payment at the credit card payment counter. however, note that the bank will charge a cash payment processing fee on this service.
cheque facility: write a cheque in favour of your 16-digit TMB credit card number, fill in desired payment amount, and drop the cheque at the TMB ATM or designated cheque dropbox centre.
pay via ATM: to use this service, you need to have a debit card from Tamilnad Mercantile Bank. swipe your TMB debit card at the ATM, select credit cards from the menu, click on the relevant credit card, enter the bill amount and proceed to pay your TMB credit card bill.
1 working day
1 working day
2 to 3 working days
up to 2 days for the TMB cheque.
ATM funds transfer
a. you can make Tamilnad Mercantile Bank credit card payments online by using net banking, mobile banking, NEFT, BillDesk, UPI, BHIM, and CRED app.
a. yes, CRED is a free-to-use credit card bill payment platform. in fact, you get CRED coins, cashback, rewards, and deals every time you pay your credit card bill via the app.
a. you can visit the app store of your smartphone to download and install the CRED app.
a. yes, you need to register on the CRED app using your mobile number and email ID to become a member of the CRED club and enjoy cashback and rewards on every transaction.
a. yes. only those individuals who have a credit rating of 750 and above can register and become a member of the CRED club.