Allahabad Bank credit cards are very useful when it comes to increasing your purchasing capacity, and also you can buy whatever you want in easy EMIs. but all these benefits are good only till you make your Allahabad Bank credit card payment on time. if you miss the payment of your Allahabad Bank credit card, the bank is going to impose a late payment fee and penalty interest on the overall outstanding amount, and add it to your next bill statement. the penalty will keep increasing till the time you settle the complete outstanding amount. hence, it’s very important that you make your Allahabad Bank credit card payment on time.
however, we all agree that there are times when we are too busy and may forget to pay the credit card bill by the due date. to help you in these types of situations, CRED, India’s number one credit card bill payment platform, has come up with a unique solution. all you have to do is become a member of the CRED club, register your credit card on the app, and keep getting alerts on your phone as the payment due date approaches. also, when you pay your Allahabad Bank credit card bills via the CRED app, you earn exclusive CRED coins that will give you access to various deals and discounts from premium brands.
CRED also allows you to manage multiple credit cards under one platform. you can view your credit card statements, pay bills, set autopay, and do much more.
CRED is a members-only credit card payment platform and to join this exclusive club, you need to have a credit score of 750 and above. you can check your credit score on the CRED app. you can download and install the CRED app from the app store of your smartphone. once installed, open the CRED app, and enter your email ID and mobile number to register and become a member of the CRED club. once you become a CRED member, log in to your account to pay your credit card bills and earn exciting rewards and prizes.
you can follow the step-by-step guide provided below to pay your Allahabad Bank credit card bill through the CRED app:
there are many ways of paying your Allahabad Bank credit card bills online and offline. check out some of them below:
Allahabad Bank credit card payment online
net banking: if you have an Allahabad Bank net banking account, then log in to your account, click on credit cards, then select the relevant card, enter the bill amount and click on proceed to pay your Allahabad Bank credit card bill online.
NEFT: if you don’t have an Allahabad Bank net banking account, log in to the net banking account of any bank, add Allahabad Bank credit card as payee/beneficiary and pay your bill via NEFT facility. note that it may take 30 minutes to 1 hour to activate the ‘beneficiary’ payment.
mobile banking: login to your Allahabad Bank mobile banking app, select the relevant card from the credit cards menu, enter the desired payment amount and proceed to pay your Allahabad Bank credit card bill through the mobile banking app.
auto-pay debit: you can authorize the bank to debit the overall due or minimum due amount on your Allahabad Bank credit card every month by selecting the autopay option. you can use your net banking account to set the autopay or you can fill in an authorization form and send it to your bank.
UPI services: you can also use UPI services to pay your Allahabad Bank credit card bills. various UPI platforms such as - BHIM, Paytm, Google Pay, etc. offer this payment facility. you can also use UPI to pay your credit card bills on the CRED app.
Allahabad Bank credit card payment offline
cash payment: to pay your Allahabad Bank credit card bill via cash deposit, visit the nearest Allahabad Bank branch and deposit the cash payment at the credit card payment counter. however, note that Allahabad Bank will charge a cash payment processing fee on this service.
cheque facility: write a cheque in favour of your 16-digit Allahabad Bank credit card number, fill in desired payment amount, and drop the cheque at the Allahabad Bank ATM or designated cheque dropbox centre.
pay via ATM: to use this service, you need to have an Allahabad Bank debit card. swipe your Allahabad Bank debit card at the ATM, select credit cards from the menu, click on the relevant credit card, enter the bill amount and proceed to pay your Allahabad Bank credit card bill.
payment mode | processing time |
---|---|
net-banking | same day |
mobile banking | same day |
NEFT | 1 working day |
RTGS | 1 working day |
UPI | instantly |
Allahabad Bank BillDesk | 2 to 3 working days |
cash | same day |
cheque | up to 2 days for the Allahabad Bank cheque. |
ATM fund transfer | same day |
a. yes, CRED is a free-to-use credit card bill payment platform. in fact, you get CRED coins, cashback, rewards, and deals every time you pay your credit card bill via the app.
a. you can visit the app store of your smartphone to download and install the CRED app.
a. yes, you need to register on the CRED app using your mobile number and email ID to become a member of the CRED club and enjoy cashback and rewards on every transaction.
a. yes. only those individuals who have a credit rating of 750 and above can register and become a member of the CRED club.