American Express Platinum travel card: fees, features & benefits
quench that wanderlust
the American Express Platinum travel card is a traveller’s best friend. accepted worldwide, this credit card provides you with a wide range of travel privileges. in addition to travel vouchers and complimentary airport lounge access, you also get fuel and dining offers. you can also earn additional rewards and cashback by making your American Express credit card payment on CRED.
if this sounds like a card that fits your needs, then read on to learn about its unique features, fees and charges, eligibility criteria and more.
benefits | features |
|---|---|
welcome gift | welcome gift of 5,000 milestone bonus membership rewards points redeemable for travel vouchers worth ₹4,000 |
savings on travel | discounts on travel bookings made on makemytrip.com |
airport lounges | 4 complimentary visits per year (limited to one complimentary visit per quarter) to 11 airport lounges across India |
travel vouchers | spend ₹1.90 lakhs in a year and get travel vouchers worth more ₹7,700 |
fuel | 0% convenience fee on fueling up at HPCL pumps |
dinning | enjoy up to 20% discount at select premium restaurants |
easy EMI | turn purchases above ₹5,000 into EMI payment |
how do i apply for American Express Platinum travel card?
- go to americanexpress.com and click on personal credit cards > American Express Platinum travel card > apply now.
- fill the application form wherever the field is marked as mandatory.
- make sure you have filled the ‘about you’ and ‘your finances and additional info’ section.
- review the details that you provided in the ‘review and submit’ section. once you have confirmed, click on ‘submit’.
- the bank will then verify your details and approve/reject your application based on the eligibility criteria.
- after you have applied for the credit card, you can also track your American Express application status online or get in touch with the American Express customer care.
how to check if i’m eligible?
to qualify for the American Express Platinum travel card, you must fulfill the following criteria:
- minimum age to qualify is 18 years and above
- must have Indian or multinational bank’s savings or current account in India
- good credit score and no payment defaults
- personal annual income of ₹6 lakhs or above (for both salaried and self-employed)
- permanent residential address in select cities (provided in the FAQ section below) in India
- if self-employed, the company must have been trading for more than 12 months
what documents do i require?
- KYC documents such as PAN, ID proof and address proof
- one recent photograph
- Form 16 or Salary slip
type of charge | amount |
|---|---|
annual fee (first year) | ₹3500 plus applicable taxes |
renewal few | ₹5000 plus applicable taxes |
interest charges | 3.35% per month and 40.2% per annum |
interest-free period | up to 48 days |
supplementary card fee | ₹1500 |
cash withdrawal limit | ₹25,000 every 14 days |
overlimit charge | ₹500 |
cash advance fees | 3.5% subject to a minimum of ₹250 |
foreign currency transaction charge | 3.5% |
air miles redemption fee | ₹250 |
miles reinstatement fee | ₹200 |
convenience fee on fuel purchase | 0% for HPCL transaction less than ₹25,0000. |
convenience fee on electricity, gas, and water bill payments | ₹50 per transaction is applicable for all transactions up to ₹15,000 |
surcharge on purchase of railway ticket | 1.8% of the transaction value if booked on the internet (IRCTC) subject to a minimum of ₹10 |
frequently asked questions (FAQs)
how to avail the EMI facility?
you can avail the EMI facility for purchases greater than ₹5,000 within 21 days of the purchase. there are three ways you can enrol yourself:
- SMS 'EMI' to 5616166
- email at emi@aexp.com
- call the 24-hour customer service number at the back of your card
will i get my welcome gift as soon as the card is issued to me?
the welcome gift is available only in the 1st year on payment of the annual fee and on spending inr 5,000 within 60 days of card membership.
can i get supplementary cards?
yes, you can get up to two supplementary cards at no extra cost.
what are the cities in India that I have to be a legal resident to qualify for this card?
Ahmedabad, Bangalore, Bhopal, Bhubaneshwar, Chandigarh, Chennai, Coimbatore, Delhi/NCR, Ernakulam, Goa, Guntur, Hyderabad, Indore, Jaipur, Kanchipuram, Kolkata, Mumbai, Pune, Surat, Vadodara, Vijaywada, and Vizag.
where can I get the details about the lounge privileges at airports in India?
you can get the details about the location of the lounges in India, the terminals, lounge names, discounts and complimentary access.
how do i contact the customer service of American Express Platinum travel card?
to contact the customer service, you can dial this toll-free number 1800 419 2122 or dial 0124 280 1122.