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RBL Titanium Delight credit card: fees, features & benefits

RBL Titanium Delight credit card: fees, features & benefits

finance
December 30, 2021
10 min read
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your weekend plans, sorted

have you been hunting for a credit card that offers weekly discounts? we are here to make your life easier with mid-week benefits by RBL Titanium Delight credit card. the mid-week benefit enables you to watch your favorite movies, and order food and groceries at a discounted price. 
read this article to know the credit card benefits, application process, fees and charges and eligibility criteria for RBL Titanium Delight credit card.

pay credit card bill. earn guaranteed ₹200 cash-back.
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features

benefits

welcome gift

2,000 reward points on your first swipe within 30 days and on payment of your joining fee

annual spend bonus

4,000 bonus rewards points on spending ₹1.2 lakhs or more in a year

fuel offers

maximum waiver of ₹100 per month on fuel transactions between ₹500 to ₹4,000

mid-week benefits

one complimentary ticket per month on booking from BookMyShow on a Wednesday
20 reward points on every ₹100 spent on buying groceries on a Wednesday
20 reward points on every ₹100 spent on ordering pizza
online from Domino's or Pizza Hut on a Wednesday

attractive rewards

reward points on all your domestic and international purchases
1 reward point on every ₹100 spent on travel, groceries, dining and electricity bill
1,000 additional reward points on spending ₹10,000 within 60 days

how do i apply for the RBL Titanium Delight credit card?

  • go to rblbank.com and click on credit cards > apply now.
  • scroll down to find ‘RBL Titanium Delight credit card’ and click on ‘apply now’.
  • a credit card application form will load where you will have to fill in your personal details.
  • this form can now be submitted for review. the bank will verify your details and accordingly approve or reject your credit card application.
  • you can also track your credit card application online or contact the RBL customer care for more queries.

am i eligible for this credit card?

here are the eligibility criteria for applying for an RBL Titanium Delight credit card:

  • you should be a resident of India
  • you should be above 18 years of age
  • you should have a good CIBIL score
  • you should have a regular and stable source of income

what documents do i require?

  • one identity proof (Aadhaar card, PAN card, driving license, voting card)
  • one address proof (includes documents like passport, electricity bill, gas bill)
  • income proof which includes the latest income tax return documents and recent salary slips
  • passport-size colored photographs

types of charges

amount

joining fee

₹750

annual fee

₹750 which will be waived off on spending ₹1,00,000 or more

add-on cards

nil

late payment charges

15% of the total amount due with a minimum charge of ₹50 and a maximum charge of ₹1,000

card replacement charges

nil

overlimit charges

₹600

cash advance fee

2.5% of the cash advance amount with a minimum charge of ₹300

interest-free period

20-50 days

foreign currency transaction charge

mark-up of 3.5%

minimum repayment amount

5% of the total amount due

cash processing fee

₹250

duplicate statement

nil

frequently asked questions (FAQs)

what are the methods of paying my credit card bill?

you can make your credit card payment in the following ways:

  • online methods: RBL enables you to make your credit card bill payments via online methods like online banking, NEFT payment, and mobile banking. you can also make your RBL credit card payment on CRED to earn additional rewards and other benefits.
  • offline methods: you can make your credit card bill payment by offline methods like paying through cheque or cash.

can i withdraw cash from my credit card at ATMs apart from RBL ATM?

yes, you can use other bank’s ATMs to withdraw cash, but you should make sure the ATM is affiliated with MasterCard. you can verify this by checking the display of the ATM for a MasterCard logo.

what is the maximum reward points that i can earn in a billing cycle?

you can earn a maximum of 1000 reward points in a billing cycle.

what if i lose my RBL credit card due to theft/loss/misuse?

in case of theft/loss/misuse, you should immediately contact the 24 hours customer care to report it. the helpline number is 1800-121-9050. you should also file an FIR (first information report) at a police station and send a copy of it to the bank.