HDFC Diners Club credit card: fees, features & benefits

get paid every time you spend

the HDFC Diners Club credit card helps you unlock the luxurious world as it offers splendid benefits across all the categories. there are four types of diners credit card and each card offers benefits across lifestyle, travel, golf programs, and much more. the card also provides insurance cover in case of emergencies.
the HDFC Diners Club credit card rewards you beyond your expectations for every penny you spend. with welcome gifts, annual fee waiver, dining discounts, etc. this card is sure to win your hearts. read this article to know the different types of HDFC Diners Club credit card and their fees and charges. the article will also take you through the different benefits, fees and charges, and their eligibility criteria of all HDFC Diners credit cards.

HDFC Diners Club credit card: features and benefits

HDFC Diners Club Black credit card

• welcome gift - 5000 reward points on successful payment of membership fees
• renewal fee waiver - Spend ₹5 lakhs in 12 months and get a renewal fee waiver for the next year
• attractive reward points - 5 reward points for every ₹150 spent; redeem reward points for airmiles across British Airways, Jet Airways, Singapore Airlines, Trident Hotels or Club Vistara; 1 reward point is equivalent to ₹1
• insurance benefits - air accident cover - ₹2 crore; medical expense cover - ₹50 lakhs; credit liability cover - ₹9 lakhs; travel insurance cover - ₹55,000

HDFC Diners ClubMiles credit card

• welcome gift - 1000 reward points on successful payment of membership fees
• renewal fee waiver - spend ₹1 lakh in 12 months and get a renewal fee waiver for the next year
• attractive reward points - 4 reward points for every ₹150 spent; redeem reward points for booking air tickets and hotels on your choice (both domestic and international); 1 reward point is equivalent to ₹0.50
• insurance benefits - air accident cover - ₹1 crore; medical expense cover - ₹25 lakhs; credit liability cover - ₹9 lakhs; travel insurance cover - ₹50,000

HDFC Diners Club Premium credit card

• welcome gift - 5000 reward points on successful payment of membership fees
• renewal fee waiver - spend ₹3 lakhs in 12 months and get a renewal fee waiver for the next year
• attractive reward points - 4 reward points for every ₹150 spent; redeem reward points for airmiles across Jet Airways or Singapore Airlines; 1 reward point is equivalent to 0.50 airmile
• insurance benefits - air accident cover - ₹1 crore; medical expense cover - ₹25 lakhs; credit liability cover - ₹9 lakhs; travel insurance cover - ₹50,000

HDFC Diners Club Rewardz credit card

• welcome gift - 1000 reward points on successful payment of membership fees
• renewal fee waiver - spend ₹1 lakh in 12 months and get a renewal fee waiver for the next year
• attractive reward points - 3 reward points for every ₹150 spent; redeem reward points for booking air tickets and hotels of your choice; 1 reward point is equivalent to 0.30 airmile
• insurance benefits - no insurance benefit

how do i apply for HDFC Diners Club credit card?

• visit the official website of HDFC Diners Club credit card and click on the ‘apply now’ button on the right side.
• fill in your details in the application form and click on ‘submit’.
• the HDFC Bank representatives will call you to explain the further application process.

what documents do i require to apply for credit card?

• identity proof: PAN card/Aadhaar card/voting card/driving license (any one of these documents is required)
• address proof: passport/driving license/electricity bill/other utility bill (any one of these documents is required)
• income proof: ITR documents and the latest salary slip
• passport-size coloured photographs
• bank statement for the last 3 months

eligibility for HDFC Diners Club credit card

HDFC Diners Club Black credit card

• salaried: age - 21 to 60 years; monthly income - ₹1.75 lakhs per month or more
• self-employed: age - 21-65 years; income - ITR of last year should be greater than ₹21 lakhs per annum

HDFC Diners ClubMiles credit card

• salaried: age - 21-60 years; monthly income - ₹30,000 per month or more
• self-employed: age - 21-65 years; income - ITR of last year should be greater than ₹3.6 lakhs per annum

HDFC Diners Club Premium credit card

• salaried: age - 21-60 years; monthly income - ₹60,000 per month or more
• self-employed: age - 21-65 years; income - ITR of last year should be greater than ₹7.2 lakhs per annum

HDFC Diners Club Rewardz credit card 

• salaried: age - 21-60 years; monthly income - ₹30,000 per month or more
• self-employed: age - 21-65 years; income - ITR of last year should be greater than ₹3.6 lakhs per annum

HDFC Diners Club credit card: fees and charges

HDFC Diners Club Black credit card

• annual membership fee: ₹5000
• cash advance fee: 2.5% of the amount withdrawn
• renewal fee: ₹5000
• late payment charge: ₹100-950
• rewards redemption fee: ₹99
• over limit charge: 2.5% of the over limit amount
• card replacement fee: ₹100
• foreign currency transaction charge: 2% 
• cash processing fee: ₹100
• finance charge: 1.99% per month

HDFC Diners ClubMiles credit card

• annual membership fee: ₹1000
• cash advance fee: 2.5% of the amount withdrawn
• renewal fee: ₹1000
• late payment charge: ₹100-950
• rewards redemption fee: ₹99
• over limit charge: 2.5% of the over limit amount
• card replacement fee: ₹100
• foreign currency transaction charge: 3% 
• cash processing fee: ₹100
• finance charge: 3.49% per month

HDFC Diners Club Premium credit card

• annual membership fee: ₹2500
• cash advance fee: 2.5% of the amount withdrawn
• renewal fee: ₹2500
• late payment charge: ₹100-950
• rewards redemption fee: ₹99
• over limit charge: 2.5% of the over limit amount
• card replacement fee: ₹100
• foreign currency transaction charge: 2% 
• cash processing fee: ₹100
• finance charge: 3.49% per month

HDFC Diners Club Rewardz credit card

• annual membership fee: ₹1000
• cash advance fee: 2.5% of the amount withdrawn
• renewal fee: ₹1000
• late payment charge: ₹100-950
• rewards redemption fee: ₹99
• over limit charge: 2.5% of the over limit amount
• card replacement fee: ₹100
• foreign currency transaction charge: 3% 
• cash processing fee: ₹100
• finance charge: 3.49% per month