Axis Vistara credit card: fees, features, benefits & rewards

keep those travel bags ready

the Axis Vistara credit cards (Axis Vistara credit card, Axis Vistara Signature credit card, and Axis Vistara Infinite credit card) provide ultimate deals on travel and lifestyle coupled with high reward points on shopping. additionally, you get a complimentary flight ticket on every milestone expenditure. the credit cards also provide insurance cover to safeguard you against emergencies. also, you can earn additional rewards and other benefits by making your Axis Bank credit card payment on CRED.
read this article to know more about the Axis Vistara credit card benefits, step-by-step application process, eligibility criteria, and fees and charges of all three credit cards.

Axis Vistara credit card: features and benefits

Axis Vistara credit card

welcome benefit
complimentary economy class ticket on successful payment of joining fees and renewal of your credit card membership

attractive rewards

• 2 CV points for every ₹200 spent 
• bonus CV points and 2 economy class tickets on achieving milestone spends

lifestyle benefits

• complimentary Club Vistara Base membership
• complimentary lounge access at selected airport lounges within India

insurance benefit

• air accident cover - up to ₹2,50,00,000
• purchase protection cover - up to ₹1 lakh
• lost travel documents cover - up to $300
• delay of check-in baggage cover - up to $300
• loss of check-in baggage cover - up to $500

Axis Vistara Signature credit card

welcome benefit
complimentary premium economy class ticket on successful payment of joining fees and renewal of your credit card membership

attractive rewards

• 4 CV points for every ₹200 spent 
• bonus CV points and 3 premium economy tickets on achieving milestone spends

lifestyle benefits

• complimentary Club Vistara Silver membership which includes priority check-in and additional baggage allowance
• complimentary lounge access at selected airport lounges within India

insurance benefit

• air accident cover - up to ₹2,50,00,000
• purchase protection cover - up to ₹1 lakh
• lost travel documents cover - up to $300
• delay of check-in baggage cover - up to $300
• loss of check-in baggage cover - Up to $500

Axis Vistara Infinite credit card

welcome benefit
complimentary business class ticket on successful payment of joining fees and renewal of your credit card membership

attractive rewards

• 6 CV points for every ₹200 spent 
• bonus CV points and 3 complimentary business class tickets on achieving milestone spends

lifestyle benefits

• complimentary Club Vistara Gold Membership which includes priority check-in, priority boarding, complimentary lounge access, and additional baggage allowance
• complimentary lounge access at selected airport lounges along with 6 complimentary rounds of golf at India's most picturesque destinations

insurance benefit

• air accident cover - up to ₹2,50,00,000
• purchase protection cover - up to ₹1 lakh
• lost travel documents cover - up to $300
• delay of check-in baggage cover - up to $300
• loss of check-in baggage cover - up to $300

how do i apply for this credit card?

• visit the official website of Axis Bank (axisbank.com)and click on explore products > cards > credit cards.
• in the section of Axis Bank Vistara credit card, click on the ‘apply now’ button.
• a page will load with an image of Vistara, Vistara Signature, and Vistara Infinite credit card along with a question ‘are you an existing Axis Bank customer?’
• you can select ‘yes’ or ‘no’ and fill in further details like PAN card number and income details.
• after filling all the details click on the ‘call me’ button.
• the customer representatives will get in touch with you for filling the credit card application form and documentation process.
• you can track your application online by entering the application reference number, PAN card number, mobile number and then click on ‘submit’. 

how to check if i’m eligible?

below are the eligibility criteria required for Vistara credit card:

• the applicant should be a resident of India
• he/she should be within the age group of 18-70 years
• the annual income of an applicant should be ₹6 lakhs per annum or more
• the add-on cardholder should be above 18 years of age

what documents do i require?

• identity proof: PAN card
• address proof: passport/driving license/ration card/electricity bill (any one of these documents is required)
• income proof: Form 16 or latest salary slip

Axis Vistara credit card: fees and charges

Axis Vistara credit card

• joining fee
• renewal fee
• add-on card fee: nil
• finance charge: 2.95% per month
• cash withdrawal fee: 2.5% of the amount withdrawn
• card replacement fee: nil
• cash payment fee: ₹100
• duplicate statement fee: nil
• over limit charge: 3% of the over limit amount
• late payment fee: ₹100-₹700
• foreign currency transaction fee: 3.5% of the total amount
• payment return fee: ₹300

Axis Vistara Signature credit card

• joining fee
• renewal fee
• add-on card fee: nil
• finance charge: 2.95% per month
• cash withdrawal fee: 2.5% of the amount withdrawn
• card replacement fee: nil
• cash payment fee: ₹100
• duplicate statement fee: nil
• over limit charge: 3% of the over limit amount
• late payment fee: ₹100-₹700
• foreign currency transaction fee: 3.5% of the total amount
• payment return fee: ₹300

Axis Vistara Infinite credit card

• joining fee
• renewal fee
• add-on card fee: nil
• finance charge: 2.95% per month
• cash withdrawal fee: 2.5% of the amount withdrawn
• card replacement fee: nil
• cash payment fee: ₹100
• duplicate statement fee: nil
• over limit charge: 3% of the over limit amount
• late payment fee: ₹100-₹700
• foreign currency transaction fee: 3.5% of the total amount
• payment return fee: ₹300