designed for the uber-rich, Kotak Mahindra League Platinum credit card offers elite perks such as unique reward programs, priority assistance, fuel surcharge waiver and more. the credit card promises benefits on travel, entertainment and fuel spends along with interest-free credit period to make your life easier. you can earn additional rewards and benefits by making your Kotak credit card bill payment on CRED.
want to know more about this luxury credit card? let’s take a look at various credit card benefits, reward programs, eligibility criteria, and fees and charges in this article.
premier reward program
8x reward points on every ₹150 spent across all purchases
travel and fuel benefits
earn railway surcharge waiver of ₹500 in a calendar year on making a booking from www.irctc.co.in or through Indian Railway booking counters. no reward points will be earned on surcharge transactions
spend ₹2.5 lakhs every 6 months and get 4 PVR tickets or alternatively, 10,000 reward points
protection in emergencies
insurance cover of ₹1,25,000 against fraudulent usage of credit card up to a week before reporting
league priority service
send an SMS to 5676788 and receive a call back within two hours to request a cheque pick-up and other services
enjoy the same benefits as received on the primary card
how do i apply for Kotak Bank League Platinum credit card?
how do i check if i’m eligible?
an applicant should meet the following criteria to successfully apply for the Kotak League Platinum credit card:
what documents do i require to apply for credit card?
type of fees/charges
₹499 (waived off on spending ₹50,000 on retail spends in a year)
add-on card fee
interest charged on outstanding balances
3.50% (annualized 42%)
minimum amount due
5 to 10 percent of the total amount
ATM cash withdrawal/fund transfer/cash advance per ₹10,000 or part thereof
late payment charges (LPC)
₹100 for statement outstanding less than or equal to ₹500
over limit charges
cheque bounce charges
foreign currency mark up
fee for cash payment at bank
copy of credit information report (CIBIL score and report)
the Kotak League Platinum credit card is specifically designed for people with high income or high net worth keeping their lifestyle requirements in mind.
yes. you can enjoy interest-free period on retail transactions up to 48 days.
no. you cannot avail interest-free period on cash transactions.
yes. you can make international transactions using the Kotak Bank League Platinum credit card.
the minimum is ₹500 and the maximum is ₹3,000 for a single swipe.
yes. you can avail all features of Kotak League Platinum credit card on add-on cards.
charges on stolen credit card after you first reported the event to Kotak credit cards customer care
charges on your credit card if it has not been lost or stolen
cash advances made with your lost/stolen credit card
charges incurred by a resident of your household, or a person entrusted with your credit card