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Kotak Mahindra Bank League Platinum credit card: fees, features & benefits

Kotak Mahindra Bank League Platinum credit card: fees, features & benefits

December 30, 2021
10 min read
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unleash your inner zeitgeist

designed for the uber-rich, Kotak Mahindra League Platinum credit card offers elite perks such as unique reward programs, priority assistance, fuel surcharge waiver and more. the credit card promises benefits on travel, entertainment and fuel spends along with interest-free credit period to make your life easier. you can earn additional rewards and benefits by making your Kotak credit card bill payment on CRED.
want to know more about this luxury credit card? let’s take a look at various credit card benefits, reward programs, eligibility criteria, and fees and charges in this article.



premier reward program

8x reward points on every ₹150 spent across all purchases 
make purchases up to ₹2 lakhs in a year from departmental stores, airlines and air carriers, travel and tours
agencies, electrical shops and durable goods store and earn 8x reward points. for other categories, you can earn 4x reward points
make purchases above ₹2 lakhs in a year across all categories and earn 8x reward points

travel and fuel benefits

earn railway surcharge waiver of ₹500 in a calendar year on making a booking from or through Indian Railway booking counters. no reward points will be earned on surcharge transactions
earn a fuel surcharge waiver on transactions ranging from ₹500 to ₹3000. maximum fuel surcharge allowed in a calendar year is ₹500. users will not earn reward points on surcharge transactions

milestone benefits

spend ₹2.5 lakhs every 6 months and get 4 PVR tickets or alternatively, 10,000 reward points
customers can get a maximum of 8 PVR tickets in a year that can be used for any day, any show
reward points will be credited to your card in next billing cycle, and can be redeemed on air tickets, movie tickets, mobile recharge and more

protection in emergencies

insurance cover of ₹1,25,000 against fraudulent usage of credit card up to a week before reporting

league priority service

send an SMS to 5676788 and receive a call back within two hours to request a cheque pick-up and other services

add-on card

enjoy the same benefits as received on the primary card
set the spending limit on add-on cards as you desire
track spending separately on all add-on cards

how do i apply for Kotak Bank League Platinum credit card?

  • go to and click on explore products > cards > credit cards. a page listing all the credit cards will appear
  • scroll down to ‘League Platinum credit card’ and click on ‘apply now’
  • an application form will appear where you have to fill personal details including the PAN Card Number and monthly income. once you have filled the details, click on ‘submit’ 
  • verify your mobile number by entering the 6-digit OTP sent to your phone
  • after the verification, a representative from the bank will call you and guide you through the remaining process

how do i check if i’m eligible?

an applicant should meet the following criteria to successfully apply for the Kotak League Platinum credit card:

  • the applicant should be in the age bracket of 21 to 65 years
  • the add-on cardholder should be 18 years or above
  • income should be equal to or above INR 5 lakhs per annum
  • the applicant must be an Indian citizen

what documents do i require to apply for credit card?

  • identity proof (Aadhaar card, PAN card, driving license, voting card)
  • address proof (includes documents like passport, electricity bill, gas bill)
  • passport-size coloured photographs
  • attached declaration form duly signed

type of fees/charges


joining fee


annual fee

₹499 (waived off on spending ₹50,000 on retail spends in a year)

add-on card fee


interest charged on outstanding balances

3.50% (annualized 42%)

minimum amount due

5 to 10 percent of the total amount

ATM cash withdrawal/fund transfer/cash advance per ₹10,000 or part thereof


late payment charges (LPC)

₹100 for statement outstanding less than or equal to ₹500
₹500 for statement outstanding between ₹500.01 to ₹10,000
₹700 for statement outstanding greater than ₹10,000

over limit charges


cheque bounce charges


foreign currency mark up


fee for cash payment at bank


reissue/replacement card


copy of credit information report (CIBIL score and report)


frequently asked questions (FAQs)

for whom is the Kotak League Platinum credit card designed for?

the Kotak League Platinum credit card is specifically designed for people with high income or high net worth keeping their lifestyle requirements in mind.

do i get an interest-free period on retail transactions using Kotak Bank League Platinum credit card?

yes. you can enjoy interest-free period on retail transactions up to 48 days.

do i get an interest-free period on cash transactions using Kotak Bank League Platinum credit card?

no. you cannot avail interest-free period on cash transactions.

is the credit card valid for international transactions?

yes. you can make international transactions using the Kotak Bank League Platinum credit card.

what is the minimum and maximum transaction amount for a single swipe?

the minimum is ₹500 and the maximum is ₹3,000 for a single swipe.

is all the Kotak League Platinum credit card features available on add-on cards?

yes. you can avail all features of Kotak League Platinum credit card on add-on cards.

what does my insurance cover exclude?

charges on stolen credit card after you first reported the event to Kotak credit cards customer care
charges on your credit card if it has not been lost or stolen
cash advances made with your lost/stolen credit card
charges incurred by a resident of your household, or a person entrusted with your credit card