Bajaj Finserv RBL Bank credit card: fee, features & benefits
the card for all sorts of discounts
lay your hand on RBL's super cards of four types: Platinum Choice Supercard, Platinum Plus Supercard, World Prime Supercard and World Plus Supercard that offers more benefits than regular credit cards. these credit cards provide emergency loans, fuel surcharge waiver, interest-free cash withdrawal and more. along with that, it offers milestone rewards on annual expenditures, and welcome rewards on premier spends. make your RBL credit card payment via CRED to earn additional rewards and cashback.
this article will take you through the benefits, application process, fees and charges and eligibility criteria for Bajaj Finserv RBL Supercard.
Bajaj Finserv RBL Supercard: features and benefits
Platinum Choice Supercard
- welcome gift: 2,000 reward points as a welcome gift
- milestone rewards: 5,000 reward points on an annual expenditure of ₹75,000 and above
- movie discounts: 10% off on booking movie tickets through BookMyShow round the year
- attractive rewards: 1 reward point for every ₹100 spent. 2 reward points for every ₹100 spent on online transactions.
- fuel surcharge waiver: fuel surcharge waiver for all fuel transactions between ₹500-₹4,000 across all petrol pumps
- loan benefit: interest-free loan on cash limit for up to 90 days
Platinum Plus Supercard
- welcome gift: 4,000 reward points as a welcome gift
- milestone rewards: 10,000 reward points on an annual expenditure of ₹1.5 lakhs
- movie discounts: 1+1 free movie ticket on BookMyShow once a month
- attractive rewards: 1 reward point for every ₹100 spent. 2 reward points for every ₹100 spent on online transactions.
- fuel surcharge waiver: fuel surcharge waiver for all fuel transactions between ₹500-₹4,000 across all petrol pumps
- loan benefit: interest-free loan on cash limit for up to 90 days
World Plus Supercard
- welcome gift: 20,000 reward points as a welcome gift
- milestone rewards: 20,000 reward points on an annual expenditure of ₹3 lakhs and another 20,000 reward points on annual expenditure of ₹5 lakhs
- movie discounts: buy 1 movie ticket on BookMyShow and get another free once a month
- attractive rewards: 2 reward points for every ₹100 spent. 20 reward points for every ₹100 spent on dining and international expenditures
- fuel surcharge waiver: fuel surcharge waiver for all fuel transactions between ₹500-₹4000 across all petrol pumps
- loan benefit: interest-free loan on cash limit for up to 90 days
World Prime Supercard
- welcome gift: 12,000 reward points as a welcome gift
- milestone rewards: 10,000 reward points on an annual expenditure of ₹1.5 lakhs and another 10,000 reward points on an annual expenditure of ₹3.5 lakhs
- movie discounts: none
- attractive rewards: 2 reward points on every ₹100 spent. 2 reward points for every ₹100 spent on online transactions
- fuel surcharge waiver: fuel surcharge waiver for all fuel transactions between ₹500-₹4,000 across all petrol pumps
- loan benefit: interest-free loan on cash limit for up to 90 days
how do i apply for Bajaj Finserv RBL Supercard?
- visit the official website of Bajaj Finserv and click on products > credit card > supercard.
- you can read the description on Bajaj Finserv Supercard and then click on ‘apply now’ button in the middle.
- fill in your basic details and click on ‘get OTP’.
- submit the received OTP and you will be able to see the pre-approved offers.
- if you are an existing Bajaj Finserv customer, you can simply apply for the supercard by logging into your netbanking account.
- you will receive a call from an executive and he/she will guide you through the entire application process.
Bajaj Finserv RBL Supercard: fees and charges
Platinum Choice SuperCard
- joining fee: ₹499 +GST
- annual fee: ₹499 + GST
- finance charge: 3.99% per month
- cash advance fee: 2.5% of the total amount
- card replacement fee: ₹200
- duplicate statement fee: ₹100
- over-limit penalty: ₹600
- returned payment fee: ₹500
- foreign currency transaction: 3.5%
- late payment charge: ₹350-1000
- cash payment charge: ₹250
Platinum Plus SuperCard
- joining fee: ₹999 + GST
- annual fee: ₹999 + GST
- finance charge: 3.99% per month
- cash advance fee: 2.5% of the total amount
- card replacement fee: ₹200
- duplicate statement fee: ₹100
- over-limit penalty: ₹600
- returned payment fee: ₹500
- foreign currency transaction: 3.5%
- late payment charge: ₹350-1000
- cash payment charge: ₹250
World Prime Supercard
- joining fee: ₹2,999 + GST
- annual fee: ₹2,999 + GST
- finance charge: 3.99% per month
- cash advance fee: 2.5% of the total amount
- card replacement fee: ₹200
- duplicate statement fee: ₹100
- over-limit penalty: ₹600
- returned payment fee: ₹500
- foreign currency transaction: 3.5%
- late payment charge: ₹350-1000
- cash payment charge: ₹250
World Plus Supercard
- joining fee: ₹4,999 + GST
- annual fee: ₹4,999 + GST
- finance charge: 3.99% per month
- cash advance fee: 2.5% of the total amount
- card replacement fee: ₹200
- duplicate statement fee: ₹100
- over-limit penalty: ₹600
- returned payment fee: ₹500
- foreign currency transaction: 3.5%
- late payment charge: ₹350-1000
- cash payment charge: ₹250
am i eligible for this credit card?
the eligibility criteria is as follows:
- the applicant must have a minimum credit score of 750.
- the applicant should be in the age group of 25-65 years.
- the applicant should be residing at a location where Bajaj Finserv sources its supercards.
- the applicant should be an existing EMI cardholder.
- the candidate should be an existing customer of Bajaj Finance Limited (BFL).
what documents do i require?
- identity proof: PAN card/Aadhaar card/ driving license/voting card (any one of these documents is required)
- address proof: passport/electricity bill/telephone bill/other utility bill payments (any one of these documents is required)
- passport-size photographs
frequently asked questions (FAQs)
how are the Bajaj Finserv Supercards different from a credit card?
the Supercards offer some additional features in comparison to a regular credit card. these features include an interest-free-emergency loan on cash limit of up to 3 months and cash withdrawal for lower interest for up to 50 days.
how can i pay the Bajaj Finserv RBL Supercard bill?
you can make your credit card payment through any of the following methods:
- netbanking: you can login to your RBL Bank netbanking portal and pay your supercard bill.
- Billdesk: you can visit Bajaj Finserv RBL credit card Billdesk and make your credit card bill payment using other bank accounts. enter the card number, select your bank and you will be redirected to the netbanking portal of the selected bank.
- NEFT: you can also make your RBL credit card bill payment using NEFT. given below are some important details: bank name - RBL Bank | IFSC code - RATN0CRCARD.
how can i convert the cash limit to loan?
you can get in touch with the customer service representatives on this number 022-62327777. you can avail the loan once a year for up to 3 months.
are there any travel benefits on Bajaj RBL Supercard?
yes, the Platinum Plus, World Prime and World Plus Supercard provide the benefit of airport lounge access. with Platinum Plus Supercard, you get complimentary airport lounge access up to 2 times in a year. the World Prime Supercard provides 4 complimentary airport lounge access every year. the World Plus Supercard provides 8 complimentary airport lounge access every year.
how can i earn welcome reward points?
apart from paying the joining fees, you have to also spend ₹2,000 within 2 months of card issuance to avail the welcome bonus.
how can i redeem the reward points earned on Bajaj Finserv RBL Supercard?
you can redeem the reward points on various categories like travel, shopping, mobile recharge, etc. you can also buy products from the online rewards catalogue.
how can i contact the customer service for Bajaj Finserv Supercards?
to contact the customer service for Bajaj Finserv Supercards, you can dial this number 022-71190900 or you can also write an email to supercardservice@rblbank.com.