an individual cannot predict their emergency expenditure, no matter how hard they try. a sudden health crisis, the need for car repair, damaged electronic appliances - all these crises need an urgent financial arrangement.
for last-minute financial aid, consider getting a new credit card and tackle these unforeseen expenses. but while applying for a credit card is a piece of cake, it takes approximately ten business days after approval for the card to reach your doorstep.
in the case of emergency expenses, it may not be feasible for you to wait that long to get the money. luckily, instant credit cards come to your rescue.
these life-saving cards give you the card number instantly after the bank approves it. that way, you can use the card number to make your purchases even before you receive the physical copy of the card.
if you urgently need money or want to be prepared in such a dire situation, here is a list of the 6 best instant approval credit cards.
HDFC Bank credit cards are not only 100% secure, but they also provide instant activation and ownership.
here, a potential customer is taken to the end-to-end instant digital application page wherein the issuance happens at a single click. once approved, you will receive an e-card copy of the credit card in a password-protected file that you can use for online purchases.
Bajaj Finserv collaborated with the RBL Bank to introduce this instant credit card that is a perfect solution to all your urgent money needs. based on your cash limit, the Bajaj Finserv RBL Bank super card gives you a personal loan for 90 days at no processing fee and a meagre interest rate of 1.16%.
the Kotak 811 #Dream Different credit card is one of the best instant approval credit cards in India. not only is the approval process simple, but you also get some pretty sweet perks.
Standard Chartered Bank was one of the first to introduce the concept of virtual cards in India. here, a potential user can apply for a virtual card and upon approval can use the card just like they would do in a conventional credit card. since there is no need for physical delivery, access to money becomes much simpler for the customer.
the State Bank of India has a transparent and simple process for applying for a credit card. here, you simply log in to the SBI card webpage and apply with your name, location, and contact details.
the Axis Bank Insta Easy credit card is one of the best instant approval credit cards in India. procuring this credit card is hassle-free as you do not have to give any income proof or other additional details. having a fixed deposit of INR 20,000 in any Axis Bank branch makes you eligible for this instant credit card.
thus, you see that in today’s times, there are multiple options for someone looking for an instant credit card. usually, only a fraction of the credit card limit can be availed with instant card numbers. however, that is mostly sufficient to deal with any urgent financial need.
with easy access to net banking, you can arrange funds immediately and tackle any financial emergency that may come your way.
make your credit card payment via CRED to earn rewards, cashback, and many other offers on top brands on the CRED platform.