if you like shopping and traveling, a Citibank Rewards credit card is the one you should have in your wallet. the Citibank Rewards credit card offers plenty of reward points and discounts to its users. moreover, the reward points earned do not expire. the customers can earn handsome reward points and redeem them for cashbacks, travel tickets, and more.
make your Citibank credit card payment via CRED to earn additional rewards and cashback.
want to start getting rewarded? this article will take you through the features, step-by-step application process, eligibility criteria, fees and charges and more.
1,500 bonus points on your first spend made within 1 month of card issue
300 bonus points on an expenditure of ₹30,000 or more in a month
1 reward point on every ₹125 spent on all purchases
reward points accumulated in the card can be redeemed at 1,200 IndianOil petrol pumps across the country
air miles benefit
redeem your reward points as frequent flier membership miles on Air India and Jet Airways
reward points can also be adjusted against the outstanding statement of the card
up to 15% discount on dining in all the partnered restaurants of Citibank
types of charge
late payment charge
over limit charge
2.5% of the overlimit amount
card replacement fee
3.25% per month
cash advance fee
2.5% of the amount withdrawn
cheque bounce charge
₹500 per cheque
statement request fee
₹100 (beyond 3 months)
cash deposit fee
to know your credit balance, you can send an SMS to 52484 from your registered mobile number. type CARDBAL (space) last 4 digits of your credit card number and send the message. you can also view your credit card balance on Citi mobile app.
you can view your credit card statement on email and a physical credit card statement will also be delivered to your mailing address.
you can view your credit card statement online in the following ways:
the reward points on your card can be redeemed in the following ways:
the validity period of this credit card is 3 years. the card will be renewed automatically a month prior to the expiry date of the card. the renewed card will have the same card number.
the reward points accumulated on the Citibank Reward credit card does not have an expiry date.
the personal concierge services include sending flowers, making dining reservations, assistance in travel, and more. you can call this number 1800-114-999 for more details.