especially designed to empower lower middle-class folks, the SBI Unnati credit card offers lifestyle-oriented benefits with an objective of encouraging people to move towards a cashless economy.
this card is an ideal solution for people who want to use a best credit card for paying utility bills, online shopping and more. sounds exciting? let’s know more about the features, application process, and fees and charges.
cashback of ₹500 when you spend ₹5,000 or more in a year
fuel surcharge waiver
1% fuel surcharge waiver on transactions between ₹500-3,000
can be used in over 24 million outlets throughout the world and more than 3 lakh outlets in India
attractive reward points
1 reward point every time you spend ₹100
balance transfer & EMI
transfer the balance of other bank's credit card to SBI Unnati credit card
the SBI Unnati credit card is only provided to the account holders who have a minimum fixed deposit of ₹25,000 with SBI.
once you have opened the fixed deposit, you can visit the nearest branch of SBI bank, fill the form and submit the required documents.
you can also call this toll-free number 1800 425 3800 to get help for the application process.
types of charge
free for the first 4 years
renewal fee (5th year onwards)
cash advance fee
2.5% on advanced amount
card replacement fee
over limit charges
2.5% of the over limit amount
rewards redemption fee
late payment fee
₹100- ₹950 depending on the amount pending
returned payment fee
2% of the total amount
2.50% per month
minimum amount due
5% of the total outstanding amount
statement retrieval fee
cash payment fee
follow the steps below to view your SBI credit card bill/statement:
you can check your credit card balance in the following ways:
you can make your SBI credit card bill payment using the following modes:
the reward points accumulated on your credit card can be redeemed to purchase gift items available in the rewards catalogue. to redeem your reward points, follow the steps below:
the reward points are valid for a period of 24 months.
to contact the customer service of SBI Unnati credit card, you can dial this toll-free number 1800-180-1290. to know more about the SBI Unnati credit card, you can visit the SBI website.