the HDFC Regalia credit card promises ultimate benefits on travel, entertainment, lifestyle, and more, along with high reward points on shopping. this card is a sheer delight for people who travel frequently as it provides special access to lounges, club memberships, and premium hotel benefits as well as lifestyle benefits.
does this sound like a card that you'd like to own? look no further, as we've got your questions all taken care of.
travel and lifestyle benefits
free club Vistara membership and 9 CV points every time you spend ₹100 on all Vistara bookings
free Zomato Gold membership
unique financial benefits
1-2.5% convenience fee waiver on fuel transactions between ₹400-₹5000
4 reward points on expenditure of ₹150 using HDFC Regalia credit card
protection in emergencies
cover of ₹1 crore for your nominee in case of your air accidental death
annual expenditure benefit
15,000 reward points for annual expenditure greater than ₹8 lakhs from the date of card issue
how do i apply for the HDFC Regalia credit card?
am i eligible for the card?
the eligibility criteria for HDFC Regalia card is different for self-employed and salaried individuals:
what documents do i require for the application?
types of charge
₹2,500 + taxes
₹2,500 + taxes
late payment charges
₹100-₹750 depending on the payment pending
interest charged on amount carried forward to next month
card replacement charges
2.5% of the overlimit amount
fees charged for redeeming reward points
returned payment fee
2% of the total amount
balance transfer charges
1% of the money transferred
cash advance fees
2.5% of the total amount withdrawn
foreign currency transaction charge
2% mark up
minimum repayment amount
5% of the total amount
cash processing fee
a CVV is a card verification value which is a 3-digit number printed at the back of your credit card. this number is required when you are doing an online transaction.
yes, the magnetic strip on the credit card allows you to make payments by swiping the card.
the GST amount charged will be 18% of the total bill.
if you spend ₹3 lakhs and above in one year, the renewal fee is waived off for the succeeding year.
a chip card has an embedded microchip which is encrypted. this chip increases security making your transaction risk-free.
to contact the customer service of HDFC Regalia credit card, you can dial this toll-free number - 1800 209 4006. you can also drop an email at membersupport@hdfcbankRegalia.com. you can always visit the nearest branch for any queries or help.
yes, you can withdraw cash on a HDFC Regalia credit card at an advance fee of 2.5% on the total withdrawal amount.
the reward points are valid for a period of 2 years.
there are quire a few ways to redeem your reward points. here are some: