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how to check HDFC credit card application status

how to check HDFC credit card application status

finance
December 30, 2021
15 min read
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useful tips to help you get all you need in order

have you applied for an HDFC credit card recently and are not sure about how to check the status of your application? here's a step-by-step guide along with all the information that you need to check the status of your HDFC credit card. this article will help you understand the online and offline methods for tracking the status of your credit card application.

how to check HDFC credit card status online?

using the following information, you can check the status of your credit card and plan your next steps accordingly.

  • go to the official website of HDFC Bank: https://www.HDFCbank.com.
  • click on products > cards > credit cards.
  • upon clicking the ‘credit cards’ option, you will be taken to a page where you have to scroll down to find a section called ‘important links’.
  • under ‘important links’, you will find the ‘track your credit card application status’ option. this will take you to a page asking for details like application reference number, application form number, and date of birth. you can use either of these details to check your credit card application status.

check application status via application reference number
for checking your application status, you will need the acknowledgement receipt, given to you during your application. this receipt will have the application reference number, which has to be entered on the ‘track your credit card’ page along with your mobile number. this will give you the status of your credit card application.

check application status via application form number
you can also check your credit card application status by using the application form number. you have to enter the form number and your mobile number on the ‘track your credit card’ page. this will display the status of your credit card application.

check application status via date of birth
the third option available for checking the HDFC credit card status is by entering your date of birth along with your mobile number on the ‘track your credit card’ page. the page will then show the status of your application. this is a very convenient method as it does not involve keeping track of any application number.

the various stages of the HDFC Bank credit card status are ‘in-process’, ‘dispatched’, ‘rejected’, ‘disapproved’ or ‘no records found’. you will receive a message if your credit card has been dispatched for delivery. in the case of disapproval, rejection or no records found, you will have to contact HDFC Bank customer care for more details.

how to check HDFC credit card status offline?

if you do not have access to the internet, you can check your HDFC credit card status offline. make sure to have the application form number and application reference number handy before you reach out to the bank.

check application status via customer care
you can contact the customer care of HDFC Bank to know your application status. the HDFC customer care number is different for every city. so, you can visit the HDFC customer care page to know the number for your location.

check application status via HDFC local branch
you can also visit the nearest HDFC branch to know your HDFC credit card application status. the bank employee will ask for your application form number or application reference number to give you an update on the application status.

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frequently asked questions (FAQs)

when can i check my HDFC credit card application status?

HDFC Bank will send you an SMS, acknowledging your credit card application. this SMS will contain the application reference number required for checking the credit card status. after you receive this SMS, you can check the application status on the official website of HDFC.

my credit card application has been rejected, what could be the possible reasons?

if your application doesn’t meet the eligibility criteria set by HDFC Bank, then there are chances of your application for a credit card getting rejected. generally, the criteria for approval include CIBIL score, credit card history, income earned, background check, etc. poor credit history or lack of one can lead to rejection of your credit card.

what if i have lost my application form number/reference number? can i still check my credit card application status?

HDFC allows you to check your application status through three modes; the application form number, reference number or date of birth. you can always use your date of birth and mobile number if you lose the other two information. your mobile number is mandatory for checking your HDFC credit card status, regardless of whether you’re using the form number, reference number, or date of birth.

how long does it usually take for HDFC to process my application?

after you apply for a credit card, the bank takes about a month to process your application. it might take longer in case certain documents are incorrect and/or are missing if any of the documents needed are missing or are incorrect. however, an SMS will be sent to you updating you about the status of the application.

my credit card status shows dispatched but i haven’t received it yet. what can be the reason?

it may take 3-4 working days for the credit card to be delivered. you can check with the customer care to know the reason for the delay if you still haven’t received your credit card.
once you receive your credit card, there are a couple of things you must keep in mind. make sure to check if the package enclosing your credit card is securely sealed without any signs of tampering. these are the ways in which you can check the status of your HDFC credit card right from the application to its actual receipt.