shop endlessly without fearing security with ICICI Platinum Chip credit card. this credit card comes with a host of shopping and lifestyle-related benefits. the built-in contactless technology makes the transaction simpler, quicker and a whole lot secure.
the payback reward points, specific to this credit card, can be redeemed for gifts available in the rewards catalogue. you can earn additional rewards and cashback by making your ICICI credit card payment on CRED.
read this article to know the application process, eligibility criteria, and fees and charges for the ICICI Platinum Chip credit card.
2 Payback points on every INR 100 spent on retail purchases except fuel
fuel surcharge waiver
1% fuel surcharge waiver for an amount worth ₹4,000 at HPCL petrol pumps
with ICICI Bank Culinary Treats Program, get a minimum discount of 15% on your total bill in 2,500 restaurants spread across 12 major cities
the embedded microchip provides security against fraudulent activities
types of charge
annual fee (second year onwards)
cash advance fee
2.5% of the amount withdrawn
rewards redemption fee
late payment charge
over limit charge
2.5% of the over limit amount
card replacement fee
add-on card fee
foreign currency transaction
3.5% of the total transaction
3.4% per month
returned payment fee
2% of the total amount
how do i apply for ICICI Platinum Chip credit card?
am i eligible for ICICI Platinum Chip credit card?
what documents do i require to apply for the card?
the ICICI Platinum Chip credit card has an embedded microchip that provides security against fraudulent activities. it has an extra layer of security in the form of the 4-digit personal identification number (PIN) which you have to enter for authorizing the transaction.
a contactless card has a chip and a radio frequency antenna in it. when the card is tapped on the terminal, the card transmits payment details wirelessly.
you can block the credit card in the following 2 ways:
you can view your reward points summary by following the steps below:
if the total expenditure on your card is greater than ₹50,000, the annual fee for the next year will be reversed.