CRED logo

instant IDBI credit card bill payments

complete your first payment on CRED to earn ₹200 cash-back
Pay now

pay IDBI Bank credit card bill via CRED and reap rewards 

paying credit card bills has become rewarding with CRED. a members-only credit card payment platform, CRED is here to reward you with CRED coins, cashback, deals and discounts, every time you pay your IDBI Bank credit card bills via the platform. the aim of this platform is to make the credit card payments convenient, faster and rewarding.

by paying your IDBI Bank credit card bill through the CRED app, you not only earn rewards but also avoid interest penalties as well as late payment charges levied by the bank if you miss the credit card bill payment due date. paying your IDBI Bank credit card bills on time will also help you in maintaining a good credit score, which in turn will help you get better loan offers and card upgrades from the IDBI Bank.

how to become a member of the CRED club?

CRED is a members-only club. only those individuals who have a credit score of 750 and above can become a member of this club. you can check your credit score here
you can download the CRED app from the app store of your smartphone. after installing the CRED app, open the app and enter your mobile number, email ID to register and become a member of the CRED club.

step-by-step guide to pay IDBI Bank credit card bill via CRED app

credit card payments made via the CRED app are processed instantly, hence, you can rest assured that your IDBI Bank credit card bill payment will be credited on time. however, to be on the safer side, experts recommend that you should pay your credit card bills at least 3 days prior to the due date to avoid any chances of a delayed penalty. on every payment made via this platform, you also stand a chance to earn cashback and CRED coins to claim various deals and discounts. 

when it comes to payment modes, CRED has a range of options for you such as net banking, debit card, UPI, mobile wallets etc. 

here is how to use CRED app to pay your IDBI Bank credit card bill

  • open the CRED app on your smartphone
  • add your IDBI Bank credit card on the app by entering card number and other details 
  • if the card is already added, just tap on your IDBI Bank credit card
  • on the screen, you would be able to see the payment due date, overall due amount. below you can see the ‘pay’ link, click on it
  • select the payment method from the options provided and follow the rest of the instructions to complete your IDBI Bank credit card bill payment 

other ways to pay your IDBI Bank credit card bills

net banking: you can pay your IDBI Bank credit card bill via net banking if you have a IDBI Bank net banking account. log into your IDBI Bank net banking account, select the relevant card from the ‘credit cards’ section, enter the desired amount, and click on ‘proceed’ to pay your IDBI credit card bill online. 

NEFT: you use NEFT service if you don’t have an IDBI Bank net banking account. log in to the net banking account of any bank, add your IDBI Bank credit card number as ‘payee/beneficiary’ and make a NEFT fund transfer to pay your IDBI credit card bill online. 

mobile banking: open IDBI Bank mobile banking app and select your IDBI credit card from the cards menu. enter the credit card bill due amount as per the statement generated by the IDBI Bank and proceed to pay your bill.

BillDesk: open BillDesk website, select IDBI Bank credit card payment, select the desired payment option - net banking/debit card/UPI etc. - and enter the credit card bill amount to proceed with the payment. 

automatic deduction: you can raise an auto pay request for your IDBI Bank credit card payment through the net banking or by sending the authorisation form to your Bank. you have the flexibility to choose the debit date and amount as per your wish. once you confirm the auto-debit, the said amount will be deducted on its own from your account regularly each month.  

cheque payment: you can write a check in favour of your IDBI Bank credit card number, fill in the desired payment amount and drop it at the designated ATM or cheque drop box centre. you can also submit the cheque directly by visiting the IDBI Bank branch and submit it at the bank’s credit card bill payment counter. 

cash payment: visit IDBI Bank branch and submit cash payment at the credit card bill payment counter to pay your IDBI Bank credit card bill in cash. note that you will have to pay a processing charge for using the cash payment service.   

via ATM: you can use this payment service only if you have a IDBI Bank debit card. visit IDBI Bank ATM, swipe your debit card, select credit card payment from the menu, choose the card, money to be paid and proceed to confirm the payment. 

frequently asked questions

q. why pay your IDBI Bank credit card bill via CRED?

a. you should pay your IDBI Bank credit card bills via the CRED app to earn CRED coins, cashback, deals and discounts.

q. why is it important to pay credit card bills on time?

a. if you don’t pay your credit card bills on time, the bank would impose late payment charges along with penalty interest on the overall outstanding amount. your credit score will also decrease.

q. is CRED app free?

a. yes, the CRED app is absolutely free and anyone who has a credit score of 750 and above can register on the CRED app to become a member of the club.

q. do i need to pay any fee to become a CRED club member?

a. no, you don’t need to pay any charges to become a member of the CRED club. just download the CRED app on your smartphone and register by verifying your mobile number and email address.