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instant Karnataka Bank credit card bill payments

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Karnataka Bank credit card payment

pay your Karnataka Bank credit card bill instantly via CRED

Karnataka Bank credit card offers many benefits such as - it can help you increase your purchasing power, instant cash withdrawal facility, easy EMI facility, etc. but if you miss your Karnataka Bank credit card bill payment by the due date as mentioned on the credit card bill statement, you would end up with the burden of late payment charges as well as penalty interest on overall due amount.
if you own multiple credit cards, we understand that remembering the due date of each credit card can be difficult. hence, to help you with your credit card bill payment, the CRED app sends timely alerts on your mobile as the due date of your credit card bill approaches.  
paying your Karnataka Bank credit card bills online through the CRED app has many other advantages. you can use the CRED app to pay your Karnataka Bank credit card bills and earn CRED coins. every time you pay your Karnataka Bank credit card bill through the CRED app, you also stand a chance to get up to 100% cashback, and many deals and discounts.

why use the CRED app to make Karnataka Bank credit card payment?

there are many benefits of using the CRED app to pay your Karnataka Bank credit card bills, for example:

  • instant processing of your Karnataka Bank credit card payment.
  • earn CRED coins every time you pay your Karnataka Bank credit card bill via CRED.
  • use CRED coins to claim cashback and various deals and discounts from premium brands.
  • list your Karnataka Bank credit card on the CRED app to get alerts on the bill due date.
  • maintain a good credit score by paying your Karnataka Bank credit card bill on time.
  • check all the offers, deals, and discounts available on your Karnataka Bank credit card on the CRED app.

how to pay your Karnataka Bank credit card bill via CRED?

you can download the CRED app from the app store of your smartphone. install the app and register online using your mobile number and email ID. verify your details through the OTP received on your mobile number and email ID to become a member of the CRED club. CRED is a members-only club, hence individuals having a credit score of 750 and above can only join this exclusive club. you can check your credit score rating on the CRED app for free.

check how to pay your Karnataka Bank credit card bills online through the CRED app:

  • open the CRED app and log in to your account 
  • click on the ‘cards’ section to add your Karnataka Bank credit card
  • enter your Karnataka Bank credit card number, expiry, and other details to list the card on the CRED app
  • once your credit card is listed, you can click on the card to view bill statement, due date, due amount, set autopay, and do much more
  • to pay your Karnataka Bank credit card bill, click on the ‘pay’ link
  • enter the bill amount and select your preferred mode of payment such as net banking/debit card/UPI/BHIM etc. 
  • follow the rest of the instructions to complete your Karnataka Bank credit card bill payment

other ways to pay your Karnataka Bank credit card bill

there are many other online and offline ways to pay your Karnataka Bank credit card bills. 
Karnataka Bank credit card payment online options

net banking: you can log in to your Karnataka Bank net banking account and select the Karnataka Bank credit card from the ‘credit cards’ menu, enter the bill amount, and proceed to make the Karnataka Bank credit card bill payment online. 

NEFT: if you don’t have a net banking account with Karnataka Bank, you can use the net banking account of any other bank, and add your Karnataka Bank credit card as the ‘payee/beneficiary’ to pay your bill through NEFT. select the Karnataka Bank credit card from the beneficiary list, enter the payment amount and proceed to pay your Karnataka Bank credit card bill. 

UPI: you can choose to pay your Karnataka Bank credit card bill using the UPI services. you can also use the CRED app to pay your Karnataka Bank credit card bill using the UPI payment option.  

mobile banking app: you can also log in to your Karnataka Bank mobile banking app, select the cards from the credit card menu, enter the bill amount and proceed to make your Karnataka Bank credit card bill payment. 

BillDesk: visit the BillDesk website, enter your Karnataka Bank credit card details, and then select the bank from where you want to make the credit card bill payment and proceed to make the Karnataka Bank credit card bill payment.

Karnataka Bank credit card payment offline options

cheque: you can write a cheque in favour of your Karnataka Bank credit card number, enter the due amount, and drop the cheque at the Karnataka Bank ATM or any other designated cheque dropbox centre. 

ATM: you can also make Karnataka Bank credit card bill payments using ATM services. but for using this type of credit card bill payment service, you need to have a Karnataka Bank debit card. swipe your Karnataka Bank debit card at the ATM, select credit card payment from the menu, and proceed to pay your Karnataka Bank credit card bill offline.  

cash deposit: you can also deposit cash at the Karnataka Bank branch to settle your credit card outstanding bill. however, the bank will charge a processing fee for the same.  

payment mode

processing time

net banking

same day

mobile app

same day

NEFT

1 working day

RTGS

1 working day

UPI

instantly

Karnataka Bank BillDesk

2 to 3 working days

cash

same day

cheque

up to 2 days for the Karnataka Bank cheque.
3-5 days for other banks' cheques.

ATM funds transfer

same day

FAQs: Karnataka Bank credit card payment

q. can i make Karnataka Bank credit card payments via BHIM UPI on CRED?

a. yes, you can use your BHIM UPI ID to make your Karnataka Bank credit card bill payment via the CRED app.

q. how to become a member of the CRED club?

a. you can visit the CRED website or open the CRED app, enter your mobile number and email ID, verify the same with the OTP received on your mobile number/email ID. your registration will be completed instantly. 

q. can i set an auto-pay on CRED for credit card bill payments?

a. yes, you can set auto-pay options from the 'cards' tab by selecting the relevant credit card and then click on the 'manage' tab. from the options, choose auto-pay and follow the rest of the instructions to authorize the payment process.

q. can i check my credit card statement on the CRED app?

a. yes, you can check your credit card bill statement online on the CRED app and much more.