Karnataka Bank credit card offers many benefits such as - it can help you increase your purchasing power, instant cash withdrawal facility, easy EMI facility, etc. but if you miss your Karnataka Bank credit card bill payment by the due date as mentioned on the credit card bill statement, you would end up with the burden of late payment charges as well as penalty interest on overall due amount.
if you own multiple credit cards, we understand that remembering the due date of each credit card can be difficult. hence, to help you with your credit card bill payment, the CRED app sends timely alerts on your mobile as the due date of your credit card bill approaches.
paying your Karnataka Bank credit card bills online through the CRED app has many other advantages. you can use the CRED app to pay your Karnataka Bank credit card bills and earn CRED coins. every time you pay your Karnataka Bank credit card bill through the CRED app, you also stand a chance to get up to 100% cashback, and many deals and discounts.
there are many benefits of using the CRED app to pay your Karnataka Bank credit card bills, for example:
you can download the CRED app from the app store of your smartphone. install the app and register online using your mobile number and email ID. verify your details through the OTP received on your mobile number and email ID to become a member of the CRED club. CRED is a members-only club, hence individuals having a credit score of 750 and above can only join this exclusive club. you can check your credit score rating on the CRED app for free.
check how to pay your Karnataka Bank credit card bills online through the CRED app:
there are many other online and offline ways to pay your Karnataka Bank credit card bills.
Karnataka Bank credit card payment online options
net banking: you can log in to your Karnataka Bank net banking account and select the Karnataka Bank credit card from the ‘credit cards’ menu, enter the bill amount, and proceed to make the Karnataka Bank credit card bill payment online.
NEFT: if you don’t have a net banking account with Karnataka Bank, you can use the net banking account of any other bank, and add your Karnataka Bank credit card as the ‘payee/beneficiary’ to pay your bill through NEFT. select the Karnataka Bank credit card from the beneficiary list, enter the payment amount and proceed to pay your Karnataka Bank credit card bill.
UPI: you can choose to pay your Karnataka Bank credit card bill using the UPI services. you can also use the CRED app to pay your Karnataka Bank credit card bill using the UPI payment option.
mobile banking app: you can also log in to your Karnataka Bank mobile banking app, select the cards from the credit card menu, enter the bill amount and proceed to make your Karnataka Bank credit card bill payment.
BillDesk: visit the BillDesk website, enter your Karnataka Bank credit card details, and then select the bank from where you want to make the credit card bill payment and proceed to make the Karnataka Bank credit card bill payment.
Karnataka Bank credit card payment offline options
cheque: you can write a cheque in favour of your Karnataka Bank credit card number, enter the due amount, and drop the cheque at the Karnataka Bank ATM or any other designated cheque dropbox centre.
ATM: you can also make Karnataka Bank credit card bill payments using ATM services. but for using this type of credit card bill payment service, you need to have a Karnataka Bank debit card. swipe your Karnataka Bank debit card at the ATM, select credit card payment from the menu, and proceed to pay your Karnataka Bank credit card bill offline.
cash deposit: you can also deposit cash at the Karnataka Bank branch to settle your credit card outstanding bill. however, the bank will charge a processing fee for the same.
payment mode | processing time |
---|---|
net banking | same day |
mobile app | same day |
NEFT | 1 working day |
RTGS | 1 working day |
UPI | instantly |
Karnataka Bank BillDesk | 2 to 3 working days |
cash | same day |
cheque | up to 2 days for the Karnataka Bank cheque. |
ATM funds transfer | same day |
a. yes, you can use your BHIM UPI ID to make your Karnataka Bank credit card bill payment via the CRED app.
a. you can visit the CRED website or open the CRED app, enter your mobile number and email ID, verify the same with the OTP received on your mobile number/email ID. your registration will be completed instantly.
a. yes, you can set auto-pay options from the 'cards' tab by selecting the relevant credit card and then click on the 'manage' tab. from the options, choose auto-pay and follow the rest of the instructions to authorize the payment process.
a. yes, you can check your credit card bill statement online on the CRED app and much more.