the Bajaj EMI card is best suited for people who make big purchases but do not wish to pay for the product all at once. this card converts purchases into easy EMIs. it comes with a pre-approved loan that can be used to buy gadgets, furniture, commercial appliances, and much more and can be used in over 60,000 Bajaj partner stores across India.
sounds like this could be the card for you? then let's look at some of the important features and give you the step-by-step application process.
the card comes with a pre-approved loan of ₹4 lakhs.
pay for your purchases by selecting variable tenures ranging from 3-24 months.
get easy access to Bajaj EMI card with Bajaj Finserv wallet app.
online shopping benefit
use this card to shop for your favourite products on EMI from Amazon, Flipkart, and other websites.
submit your documents at the time of application, no document verification at the time of purchase.
no foreclosure charges
no amount will be charged if you close the loan before the fixed tenure.
how do i apply for Bajaj EMI card?
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am i eligible for the card?
what are the documents required?
what are the fees attached to this card?
how is an EMI card different from a credit card?
the Bajaj EMI card comes with a pre-approved loan of ₹4 lakhs allowing you to buy your favourite products at no cost EMI. you just have to swipe the card and select the tenure for your EMI. the process of buying products is similar to that of a credit card but there are some differences. let us look at how the EMI card and credit card differ from each other:
an EMI Card is a pre-approved loan which can be availed by purchasing any product
through a credit card, you can buy any product by borrowing money from the bank.
anyone in the age group of 21-60 with a regular source of income can get the EMI card
for a credit card, you need to have a good credit score and banks have different income criteria for approving a credit card
EMI cards do not charge any interest on the EMI amount paid per month
credit cards charge a high-interest rate on the outstanding unpaid balance.
you can use your Bajaj EMI card for online shopping on Flipkart, Amazon, MakeMytrip, Yatra, etc. you can also use it to buy products like electronic gadgets, furniture, clothes, and more from 60,000 Bajaj partnered stores.
you can get access to your statement by logging in to the online portal using your user id and password. alternatively, you can write an e-mail to firstname.lastname@example.org or give a call on this number 020-39575152 to know the statement details.
the repayment tenure can be fixed as per your convenience. however, the amount should be repaid in 3-24 months.
you can call on this number 020-39575152 to get in touch with the customer service representatives of Bajaj EMI card.
the validity period is mentioned on the card. you can also check it on the online portal or call the helpline number to know more about it.
in this case, you can immediately call the customer care at 020-39575152 and request them to block your EMI card.
at the time of application, you have to submit a cancelled cheque of a particular bank account. the EMI is auto-debited from that bank account.
yes, you can get up to 2 add on cards on Bajaj EMI card.