want to keep track of your credit card transactions to budget your monthly spending? then, you should be viewing your credit card statement, regularly. through this article, you can learn the ways of obtaining and understanding your credit card statement.
there are a couple of ways to get your hands on your credit card statement. you can place an online request for your Axis credit card statement. you can also register to get your credit card e-statement on your phone or laptop every month or daily.
request for a credit card statement online
register for credit card e-statement
Axis Bank website
what are the benefits of statements?
here are some benefits of opting for an online Axis credit card statement:
recently applied for a Axis Bank credit card? a quick tip from us to check out CRED before you make your Axis Bank credit card payment. CRED is an app that offers premium deals and rewards when you make your credit card payment on time. download CRED app now on your iOS or Android device!
payment due date
the term payment due date means the date before which the payment has to be made to the bank. if the payment is not made before the due date, some charges might be levied upon you as a penalty.
minimum amount due
the term minimum amount due means the minimum amount that needs to be paid before the payment due date. paying this amount creates a good impression of your account. a late fee might be levied on you if you are not able to pay this amount.
total amount due
total amount due is the total amount that you owe to the bank after spending from your credit card. this amount has to be paid back to the bank before the due date.
credit limit is the total amount extended to you by your credit card issuer. you cannot spend beyond the credit limit set by the bank.
rewards points are the points that you have accumulated by carrying out transactions over time. you can also view the validity of the reward points.
transaction summary gives you a summary of your spendings on various things. this summary gives you a quick insight into your spendings.
available credit limit
the available credit limit is the total balance amount remaining on your credit card in the given statement cycle. this is the amount that you can spend in the current cycle.
available cash limit
the available cash limit is the amount of cash that you can withdraw from an ATM in the current statement cycle of your credit card.
if you notice any mistakes or errors on your credit card statement, it is best that you get this rectified before you pay your bill. you can fill the cardholder dispute form (CDF) and submit it to Axis Bank by visiting the local branch or by sending it via email. you can keep the following documents, pertaining to the situation ready during the investigation process:
you can contact the Axis Bank by calling the customer care number. visit the Axis customer care page to know the helpline number. another way is to visit a local Axis Bank branch. you can also fill out the CDF form and submit it to the bank via email or by visiting the branch.
the temporary credit, which had been credited/debited from your account, is initiated in your credit card account and is blocked until the investigation is over. after the dispute has been settled, this amount will be debited or credited accordingly. you can always reset your password by entering credit cards details such as card number, ATM PIN or CVV, expiry date, and the name of the cardholder.