do you want a best credit card instantly without extensive documentation? ICICI Instant Platinum credit card provides minimum documentation along with exclusive international benefits, payback rewards and more. read on to know the benefits of this credit card along with eligibility criteria, application process, and fees and charges.
2 PAYBACK points on every ₹100 spent on all purchases except for fuel
free credit card
get ICICI Bank Instant Platinum credit card at zero annual fees by having a valid fixed deposit with ICICI Bank
card replacement and global emergency assistance services available internationally
₹100 off on movie tickets through BookMyShow twice per month on a first come first serve basis. this will save ₹2,400 every year
minimum 15% discount on over 800 restaurants present across 10 cities in India
fuel purchase rewards
1% surcharge waiver on fuel purchase transactions of maximum ₹4,000 swiped on ICICI terminals at HPCL pumps
amazing deals from Visa on dining, wellness, luxury hotels, lifestyle stores and more
to apply for an ICICI Bank Instant Platinum credit card, you need to have a fixed deposit at ICICI Bank as explained below:
apply for ICICI Bank Instant Platinum credit card with fixed deposit
apply for ICICI Bank Instant Platinum credit card without fixed deposit
how do i check if i’m eligible?
here are the eligibility criteria for applying for an ICICI Bank Instant Platinum credit card:
types of charge
add-on card fee
2.49% is the monthly interest charged and 29.88% is the yearly interest charged on extended credit
late payment charges
₹750 will be charged if the total amount due is more than ₹10,000
card replacement charges
2.50% will be charged on the overlimit amount with a minimum charge of ₹500
cash advance fees
2.49% is the monthly interest charged and 29.88% is the yearly interest charged on cash advance amount
foreign currency transaction charge
mark up of 3.50%
duplicate statement fee
₹100 per statement for statements older than 3 months
fee on cash payment at branch
₹100 per payment transaction
a chip and PIN credit card contains an embedded microchip that provides security against duplication or counterfeit of your card. it also has a personal identification number (PIN) that creates another layer of security as you are required to enter this PIN for carrying out all your transactions.
the various modes for your credit card payment are:
you can block your credit card through the following methods:
you can contact the ICICI Bank either by SMS or through customer care. you can send an SMS in the format ‘CCBLK' space last four digits of your card’ to 5676766 from your registered mobile number. you can visit the ICICI customer care page to know the helpline number.
no, you won’t be liable for any transactions that are made on your credit card after reporting it.
no, cash withdrawals are not eligible for reward points.
you can visit the online portal of payback and log in to place the reward request of your choice. the voucher will be instantly delivered on your email ID and mobile number. the product will be delivered at your billing address within 2 working days with no extra charges.
yes, ₹100 is charged per pick up.