India’s first dual credit card, ICICI Bank Rubyx card is a dream come true. as a user, you will be provided with two cards: ICICI Bank Rubyx American Express® Platinum credit card and ICICI Bank Rubyx MasterCard Platinum Chip credit card. the cards are linked to one bank account and a single statement and fee providing access to lifestyle, dining, golf and travel privileges from American Express and MasterCard.
read on to learn more about its benefits, fees and charges, the application process, eligibility criteria and more.
vouchers on shopping and travel worth ₹5,000 on payment of joining fee
15,000 points every year
2 complimentary rounds of golf every month at the golf course of your choice based on eligible spends on your card
airport lounge privileges
2 complimentary domestic airport lounge visits per quarter
railway lounge privileges
2 complimentary domestic railways lounge visits per quarter
2 complimentary movie tickets every month under the buy 1 get 1 offer through - bookmyshow.com
2x points on all international transactions
minimum 15% savings on dining bills at over 2,500+ restaurants across India
how do i apply for ICICI Bank Rubyx card?
am i eligible for this credit card?
what documents do i require?
following supporting documents that have to be submitted along with your credit card application:
types of charge
₹3,000 + GST
annual fee (1st year)
annual fee (2nd year onwards)
₹2,000 + GST
supplementary card fee (annually)
minimum spends for annual fee reversal
overdue interest on extended credit
cash advance interest rate
cash advance fee
2.50% on the advanced amount, subject to a minimum of ₹300
late payment charges
total due amount less than ₹100: late payment charge - none
fee on cash payment at branches
₹100 per payment transaction
you can make your credit card payment by doing any of the following:
you will be provided with an ICICI Bank Rubyx American Express® Platinum credit card and an ICICI Bank Rubyx MasterCard Platinum Chip credit card—both connected to the same bank account and same statement and fee.
there are two other ways of applying:
in the case of loss, theft or misuse of your credit card, the incident must be reported immediately to ICICI Bank through customer care or via SMS CCBLK <last 4 digits of your card> to 5676766 from your registered mobile number. your card will be suspended for 7 working days. you have to file an FIR with the police and submit a copy to the bank.
within 30 days of payment of joining fees.
no. the lounge access privilege is only for the primary card holder.