make your Syndicate Bank credit card payment more rewarding with the CRED credit card payment app. when you make your Syndicate Bank credit card bill payment online via the CRED app, you earn CRED coins, cashback offers, and many other deals and discounts.
credit cards have many advantages if used wisely. it can help you increase your purchasing power with the easy EMI options, you can take a loan against your credit card, and you can also withdraw cash in case of a financial emergency. having said that, credit cards come with a lot of responsibilities, for example, the interest rates on credit card EMIs, loans, and cash withdrawals are very high, therefore, you should opt for these services only in case of an emergency. also, the bank charges a late payment fee and interest on the overall due balance if you don’t pay the bill by the due date as mentioned in the credit card monthly statement. if you default on your credit card payment, your credit score will also decrease.
with CRED, you would never miss the due date of your Syndicate Bank credit card bill payment. when you register your Syndicate Bank credit card on the CRED app, you receive due date alerts on your smartphone as soon as the statement is generated. by using the CRED app, you can not only pay your Syndicate Bank credit card bill on time but also earn CRED coins and other exclusive offers. you can also manage multiple credit cards, check bill statements, set up an auto-pay facility, etc.
CRED app is a members-only club and individuals having a credit score of 750 and above can only become a member of this club. you can check your credit score on CRED.
to download the CRED app, visit the app store of your device and install the app. next, enter your email ID and mobile number, verify the OTP to create a CRED account. next, add your Syndicate Bank credit card under the cards section. once your credit card is added, you can view your credit card bill due, payment last date, etc. through the CRED app.
now, let’s find out how to pay your Syndicate Bank credit card bill via the CRED app.
step-by-step guide for paying Syndicate Bank credit card bill
you can use the following payment methods to to make Syndicate Bank credit card payment online:
net banking: you can log in to the net banking account of the Syndicate Bank to pay your Syndicate Bank credit card bill. log in to your net banking account, click on the credit cards section, select the relevant Syndicate Bank credit card, enter the bill amount, and click on proceed to pay your credit card bill online.
NEFT: in case you don’t have a net banking account with Syndicate Bank, you can use net banking services of any other bank and add Syndicate Bank credit card as ‘beneficiary’ to pay your credit card bill via NEFT. log in to your net banking account, select NEFT from the ‘fund transfer’ menu, then select the Syndicate Bank credit card number, enter the bill amount, and proceed to complete the payment.
mobile banking: you can log in to the mobile banking app of Syndicate Bank and utilize its features to pay your credit card bills. add your Syndicate Bank credit card on the app, enter the payment amount, and proceed to complete the process.
automatic deduction: log in to your Syndicate Bank net banking account to authorize auto-pay where you can choose to clear either the total amount due on your card or the minimum amount due. every month, the bank will automatically deduct the payment from your account to pay your Syndicate Bank credit card bill.
UPI and mobile wallet: you can also use UPI and mobile wallets to pay your Syndicate Bank credit card bills. some of the commonly used apps for this purpose include - BHIM, Google Pay, CRED, etc.
you can use the following payment methods to make Syndicate Bank credit card payment offline:
cash deposit: you can visit the nearest branch of the Syndicate Bank and deposit the cash payment at the credit card bill payment counter. Syndicate Bank will charge a cash payment processing fee for this service.
cheque deposit: you can write a cheque in favour of your Syndicate Bank credit card number, fill in the payment amount, sign the cheque and drop it at the branch cheque dropbox or at the designated cheque dropbox centre.
via ATM: to pay your Syndicate Bank credit card bill via ATM, you need to have a debit card from the Syndicate Bank. swipe your Syndicate Bank debit card at the ATM, select credit card payment from the menu, select the relevant card, enter the bill amount and proceed to pay your bill.
payment mode | processing time |
---|---|
net banking | same day |
mobile app | same day |
NEFT | 1 working day |
RTGS | 1 working day |
UPI | instantly |
Syndicate Bank BillDesk | 2 to 3 working days |
cash | same day |
cheque | up to 2 days for the Syndicate Bank cheque. |
ATM funds transfer | same day |
a. when you pay your Syndicate Bank credit card bills via the CRED app, you earn CRED coins, cashback, and many other deals, and discounts.
a. if you don’t pay your credit card bills on time, the bank would impose a late payment charge along with penalty interest on the overall outstanding amount. your credit score will also decrease.
a. yes, the CRED app is absolutely free and anyone who has a credit score of 750 and above can register on the CRED app to become a member of the club.
a. no. the CRED membership is absolutely free. you can download the CRED app on your smartphone and register by verifying your mobile number and email address.