earn as you spend with Citibank rewards structure and redemption

premium living at doorstep

Citibank provides a host of credit cards for different types of customers. it provides best credit cards across different categories like lifestyle, travel, shopping, fuel, and cashback. all credit cards are enriched with premium benefits and provide handsome reward points on expenses. the reward points can be redeemed for air miles, cashback, and gift vouchers available in the rewards catalogue.
one of the key highlights of Citibank credit cards is that the reward points earned on Citibank credit cards do not expire. this article will take you through the reward points earned on different Citibank credit cards and the methods to redeem those reward points. you can earn additional rewards and cashback by making your Citibank credit card payment on CRED.

how do i earn reward points on Citibank credit card?

the Citibank credit card reward points is known as Citi Rewards Programme which offers attractive reward points on transactions. some of the credit cards also provide accelerated reward points on shopping expenses. the reward points accrued on Citibank IndianOil Platinum/Titanium credit card are called turbo points. the table below describes the reward points earned on different credit cards:

how do i redeem points on Citibank credit card?

the reward points accrued on your credit card can be redeemed by the following methods:

rewards catalogue
you can redeem reward points for gift vouchers from the Citibank rewards catalogue. the reward points can be redeemed as gift vouchers from over 100 international and domestic brands. once you place the order for rewards redemption, it cannot be cancelled. the status of rewards redemption request will be available after 2 working days from the date of redemption order placed. follow the steps below to redeem your reward points:

• login to Citibank online with your user ID and ipin and select credit card tab.
• click on ‘rewards catalogue redemption’ on the left navigation panel.
• you can also redeem rewards from the Citibank online rewards catalogue.
• alternatively, you can also contact the 24/7 citiphone.

air miles transfer
the reward points earned on your credit card can be converted into air miles. the airlines where this facility is available are Jet Airways, Air India, Etihad Airways, British Airways, and many more. follow the given steps to convert your reward points into air miles:

• login to Citibank online with your user ID and ipin.
• click on ‘redeem rewards’ on the left navigation panel.
• select your credit card and click on ‘miles transfer’.

you can also redeem the reward points through Citi mobile app:

• login to Citi mobile app with your user ID and ipin.
• select your credit card.
• click on ‘rewards’ and select ‘miles transfer’. 

cashback
you can also redeem your reward points as cashback against the outstanding amount on your credit card. this facility is available on all the premium credit cards such as Citibank rewards credit card, Citibank IndianOil credit card, Citibank prestige credit card. follow the following steps to convert your reward points into cashback:

• login to Citibank online with your user ID and ipin.
• click on ‘redeem rewards’ on the left navigation panel.
• select your credit card and click on ‘cashback’.

you can also redeem the reward points through Citi mobile app:

• login to Citi mobile app with your user ID and ipin.
• select your credit card.
• click on ‘rewards’ and select ‘cashback’.

the table below represents the cashback provided by different Citibank credit cards.

instant rewards

Citibank credit cardholders can also make online and offline purchases with the reward points accrued on their cards. you can just fill up your shopping cart and while making the online credit card payment, select Citi reward points as the payment option. you can also do a point plus pay transaction, redeeming your reward points for part of your purchase and paying with your credit card for the balance. this can be done at several partnered stores like Westside, Shoppers Stop, Croma, and many others.