looking for a card that fits your bill? HSBC Platinum credit card stands at your service. the best credit card comes with accelerated reward points across a range of categories so that you save more. the cardholders receive benefits such as fuel surcharge waiver, credit card balance transfer on EMI, emergency card replacement, and more. you can make your HSBC credit card payment via CRED to earn additional rewards and cashback.
now, let's check more about HSBC Platinum credit card application process, benefits and rewards, eligibility criteria, and fees and charges:
Cleartrip voucher of ₹2,000 on your first transaction
attractive reward points
2 reward points on every ₹150 spent
fuel surcharge waiver
fuel surcharge waiver for all transactions between ₹400-4000 at any petrol pump across India
15% discount on dining bills at all partner restaurants across major cities
balance transfer on EMI
transfer the outstanding amount on your other bank credit card to HSBC Platinum credit card and repay in EMIs at a lower interest rate
BookMyShow voucher worth ₹500 on spending more than ₹50,000 in a calendar month
types of charge
cash advance fee
2.5% of the transaction amount
3.3% per month to 39.6% per annum
over limit charge
₹500 per month
late payment fee
card replacement fee
rewards redemption fee
₹50 per redemption request
foreign currency transaction charge
add-on card fee
returned payment fee
here are some options for your HSBC credit card bill payment:
the interest-free period is up to 52 days.
with the balance transfer on EMI facility, you can now transfer the outstanding balance from your other credit card to HSBC credit card at a lower rate of interest. the minimum amount that can be transferred is ₹3,000 and the maximum amount which can be transferred is up to 90% of the credit limit on HSBC Platinum credit card.
the tenure options available are of 6, 12, 18 and 24 months.
you can redeem the reward points to purchase a variety of products available in the rewards catalogue. you need to have an internet banking ID to redeem the reward points. you can also give a call on HSBC’s phone banking number and submit a redemption request.
the reward points are valid for a period of 3 years.